San Diego County property record for 3428 Arroyo Rd, Bonita, CA 91902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1970 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $625,000 (Sep 2004) |
| Tax Bill | $10,240 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 590-230-41-00 |
| Primary APN | 590-230-41-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 5902302100 |
|---|---|
| Street Address | 3428 ARROYO RD |
| City | BONITA |
| State | CA |
| Zip | 91902-2960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 1/4 SEC 5 SE 1/4 DOC192571REC68 TR 000166 |
| Legal Subdivision | RANCHO DE LA NACION |
| Legal Tract | 000166 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13422 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3428 ARROYO RD, BONITA, CA 91902-2960 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 10, 2021 | Intrafamily Transfer, Transfer |
| Aug 15, 2019 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2004 · Amount on Record |
| Deed Sale | Sep 17, 2004 · Amount on Record |
| Deed Document Number | 2004886420 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0000333708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3428 ARROYO RD, BONITA, CA 91902-2960 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3428 ARROYO RD, BONITA, CA 91902-2960 |
| Document Number | 0000424344 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-0424344 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 10, 2021 |
| Property Address | 3428 ARROYO RD, BONITA, CA 91902-2960 |
| Document Number | 0000569685 |
| Map Reference | MAP 166 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021-0569685 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3428 ARROYO RD, BONITA, CA 91902-2960 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 15, 2019 |
| Property Address | 3428 ARROYO RD, BONITA, CA 91902-2960 |
| Document Number | 0000345790 |
| Map Reference | MAP 166 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019-0345790 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3428 ARROYO RD, BONITA, CA 91902-2960 |
| Document Number | 0000345791 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2019-0345791 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $870,828 (+2%) Land $373,210 Building $497,618 | |
| 2025 | $10,240.00 (+5.07%) | $853,754 (+4.04%) Land $365,893 Building $487,861 |
| 2023 | $9,746.00 (+2.95%) | $820,604 Land $351,686 Building $468,918 |
| 2022 | $9,467.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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