3428 96th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3428 96th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,516 sqft · built 1983
Lot Size	0.099 acres (4,320 sqft)
Owner	Company Name on Record
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R128183`

Property Details

APN / Parcel Number

Primary APN	`R128183`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,320 sqft (0.099 acres)
Lot Dimensions	108 ft deep x 40 ft wide
Garage Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3428 96TH ST
City	LUBBOCK
State	TX
Zip	79423-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RAINTREE W/2 OF L 731
Legal Subdivision	RAINTREE
Legal Lot Number	7315
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2016
Census Tract	10504

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9304 QUINTON AVE, LUBBOCK, TX 79424-5100
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTCAPITAL BANK OF TEXAS NA
Feb 25, 2020	Deed of Trust, Mortgage AMERICAN BK/COMMERCE
Jul 12, 2018	Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2013
Deed Sale	Jul 1, 2013
Deed Document Number	2013026590
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3428 96TH ST, LUBBOCK, TX 79423-3829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032352
Date	Sep 6, 2017
Instrument	2017032352

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Aug 25, 2020

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3428 96TH ST, LUBBOCK, TX 79423-3829
Document Number	0000008083
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9304 QUINTON AVE LUBBOCK TX 794245100, LUBBOCK, TX 79424-5100

Mortgage

Document Number	0000008083
Date	Feb 26, 2020
Instrument	8083

Lender

Name	AMERICAN BK/COMMERCE
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	3428 96TH ST, LUBBOCK, TX 79423-3829
Document Number	0000028414
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4401 82ND ST #1200 LUBBOCK TX 794243396, 1200, LUBBOCK, TX 79424-3396

Mortgage

Document Number	0000028414
Date	Jul 30, 2018
Instrument	28414

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 29, 2028

Interest

Rate Type	Adjustable Rate
Rate	6.04%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (-2.59%)	$119,116 (-13.52%) Land $9,200 Building $109,916	$119,116 (-13.52%) Land $9,200 Building $109,916
2024	$2,163.00 (-15.51%)
2023	$2,560.00 (-8.47%)	$137,744 Land $9,200 Building $128,544	$137,744 Land $9,200 Building $128,544
2022	$2,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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