3427 Summer Ranch Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3427 Summer Ranch Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,075 sqft · built 2014
Lot Size	0.212 acres (9,256 sqft)
Owner	Individual Name on File
Tax Bill	$9,574 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R415854`

Property Details

APN / Parcel Number

Primary APN	`R415854`
Alternative APN	`2254-02-004-0100-914`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,075 sqft Living Area
1st Floor Area	2,208 sqft
2nd Floor Area	1,867 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,256 sqft (0.212 acres)
Garage Type	Attached
Garage Area	867 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	388 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R415854
Street Address	3427 SUMMER RANCH DR
City	KATY
State	TX
Zip	77494-3694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON LAKES AT CARDIFF RANCH SEC 2, BLOCK 4, LOT 10
Legal Subdivision	CANYON LAKES AT CARDIFF RANCH SEC 2
Legal Block	4
Legal Lot Number	10
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2009
Census Tract	673111

Owner

Source: Fort Bend County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3427 SUMMER RANCH DR, KATY, TX 77494-3694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 2, 2014
Deed Sale	Jul 2, 2014
Deed Document Number	2014069929
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3427 SUMMER RANCH DR, KATY, TX 77494-3694
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 SUMMER RANCH DR, KATY, TX 77494-3694

Mortgage

Document Number	0000004052
Date	Jan 15, 2026
Instrument	2026004052

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3427 SUMMER RANCH DR, KATY, TX 77494-3694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117519
Date	Oct 26, 2017
Instrument	2017117519

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,574.00 (-30.72%) Homeowner's exemption	$727,365 (+1%) Land $149,500 Building $588,605	$738,105 (-0.81%) Land $149,500 Building $588,605
2024	$13,819.00 (+69.33%) Homeowner's exemption	$661,241 (+1%) Land $149,500 Building $594,656	$744,156 (+2.95%) Land $149,500 Building $594,656
2023	$8,161.00 (-6.47%) Homeowner's exemption	$601,128 Land $115,000 Building $607,839	$722,839 Land $115,000 Building $607,839
2018	$8,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Stratosnet Technologies Fixed Wireless	100 / 50

May also be available: AT&T, Radiate Holdings, T-Mobile USA.

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