3427 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3427 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 2020
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$6,507 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292632329600011150`

Property Details

APN / Parcel Number

Primary APN	`292632329600011150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Heated Area
Gross Area	2,154 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3427 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 115
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	LAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract	3296
Legal Lot Number	115
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2099
Census Tract	43801

Owner

3427 Sagebrush St is owned and occupied by an individual who acquired it in August 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	3427 SAGEBRUSH ST, HARMONY, FL 34773-6098
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG
Jan 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021
Deed Sale	Aug 12, 2021
Record Updated	Jun 8, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 3, 2020
Property Address	3427 SAGEBRUSH ST, HARMONY, FL 34773-6098
Document Number	0058432724
Book / Page	005843 / 002724
Instrument Date	Nov 16, 2020
Instrument	164098
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2020
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3427 SAGEBRUSH ST HARMONY FL 347736098, HARMONY, FL 34773-6098

Mortgage

Document Number	58432728
Date	Dec 3, 2020
Book Page	005843/002728
Instrument	164099

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 4, 2017
Property Address	3427 SAGEBRUSH ST, HARMONY, FL 34773-6098
Document Number	0050802030
Book / Page	005080 / 002030
Instrument Date	Dec 30, 2016
Instrument	1793
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 4, 2017
Property Address	3427 SAGEBRUSH ST, HARMONY, FL 34773-6098
Document Number	0050802025
Book / Page	005080 / 002025
Instrument Date	Dec 30, 2016
Instrument	1792
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,884.54
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3427 Sagebrush St was $6,507 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,507.00 Homeowner's exemption	$211,613	$261,400 Land $60,000 Building $201,400
2023	$6,161.00 (+6.22%) Homeowner's exemption	$199,661 (+3%)	$279,900 (+19.11%) Land $65,000 Building $214,900
2022	$5,800.00 Homeowner's exemption	$193,846	$235,000 Land $60,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3427 Sagebrush St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3427 Sagebrush St is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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