3427 Middleton Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 3427 Middleton Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,274 sqft · built 1952
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`84D-1106-29`

Property Details

APN / Parcel Number

Primary APN	`84D-1106-29`
Alternative APN	`084D-1106-029-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)

Location & Zoning

Street Address	3427 MIDDLETON AVE
City	CASTRO VALLEY
State	CA
Zip	94546-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: TR: 0918
Legal Subdivision	TRACT 918
Legal Tract	0918
Legal Lot Number	3
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1004
Census Tract	430400

Owner

Source: Alameda County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Quit Claim Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Sep 9, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage DLJ FINANCIAL INC
Mar 29, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Feb 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
May 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
May 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 11, 2020	Deed of Trust, Mortgage · FHA Mortgage MONEY HOUSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 3, 2026
Transfer Doc	0000115160
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 9, 2026
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Document Number	0000115160
Instrument Date	Sep 3, 2026
Instrument	2026115160
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 9, 2026
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Document Number	0000115159
Instrument Date	Sep 2, 2026
Instrument	2026115159
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000115161,
Date	Sep 9, 2026
Instrument	2026115161

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278435
Date	Dec 19, 2017
Instrument	2017278435

Lender

Name	DLJ FINANCIAL INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056465
Date	Mar 29, 2019
Instrument	2019056465

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Lending Institution
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	944 Months
Due	Nov 5, 2097

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000080351
Date	Feb 25, 2021
Instrument	2021080351

Lender

Name	PREMIUM SECURITY INC
Type	Non-Lending Institution
Address	HENDERSON, NV 89014

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.2%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year CMT

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000098202
Date	May 20, 2022
Instrument	2022098202

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.44%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.44%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Document Number	0000115675
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 MIDDLETON AVE CASTRO VALLEY CA 945462041, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000115675
Date	May 19, 2020
Instrument	115675

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	May 18, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.21%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3427 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Document Number	0000115674
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 MIDDLETON AVE CASTRO VALLEY CA 945462041, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000115674
Date	May 19, 2020
Instrument	115674

Lender

Name	MONEY HOUSE
Type	Funding / Finance Company
Address	8751 COMMODITY CIR # 17, ORLANDO, FL 32819-9027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	May 18, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.21%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,225 (+0.32%) Land $117,792 Building $306,433
2025	$5,694.00 (+4.34%) Homeowner's exemption	$415,908 (+4.04%) Land $115,483 Building $300,425
2023	$5,457.00 Homeowner's exemption	$399,760 Land $110,999 Building $288,761	$821,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired, Verizon.

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