3427 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 3427 E State St, Rockford, IL 61108

Property Summary

Property TypeCommercial
Details3,620 sqft · built 1969
Lot Size0.54 acres (23,522 sqft)
OwnerCompany Name on Record
Tax Bill$7,851 (2025)
Deeds & MortgagesSep 2022 Sale
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN174A368B

Property Details

APN / Parcel Number

Primary APN174A368B
Alternative APN
  • 1230207003

Interior

Units2 Units
Stories1 Story
Building Area3,620 sqft Gross Area
1st Floor Area3,620 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialConcrete Block
Construction TypeFrame
Lot Area23,522 sqft (0.54 acres)
View / LotCorner

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3427 E STATE ST
CityROCKFORD
StateIL
Zip61108-1807
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC3
Legal DescriptionWOODLAND PARK RESUB PT FAIRVIEW ACRESBNG PT NE 1/4 SEC 30-44-2 (EXC PT TO STATE BY 84-13-0655) LOTS 171-172 & 173
Legal Range2
Legal Township44
Legal Section30
Legal SubdivisionFAIRVIEW ACRES
Legal Lot Number171-1
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group6
Census Block6001
Census Tract1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6107 MULFORD HILLS DR, LOVES PARK, IL 61111-4443
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed, Transfer
May 23, 2018Deed of Trust, Mortgage · Line of Credit
NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 15, 2022
Transfer Doc0000029226
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateSep 21, 2022
Property Address3427 E STATE ST, ROCKFORD, IL 61108-1807
Document Number0000029226
Map ReferenceBK19 PG103
Instrument DateSep 15, 2022
Instrument2229226
Transaction TypeTransfer
Record UpdatedOct 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6107 MULFORD HILLS DR, LOVES PARK, IL 61111-4443

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3427 E STATE ST, ROCKFORD, IL 61108-1807
Document Number0001015675
Instrument DateMay 23, 2018
Transaction TypeMortgage
Record UpdatedJul 5, 2018
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6107 MULFORD HILLS DR LOVES PARK IL 611114443, LOVES PARK, IL 61111-4443

Mortgage

Document Number0001015675
DateJun 6, 2018
Instrument1015675
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 5, 2023
Interest
Rate TypeAdjustable Rate
Rate5.15%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,851.00$88,924 (+24.42%) Land $47,812 Building $41,112$266,772 (+24.42%) Land $143,436 Building $123,336
2022$71,472 Land $33,817 Building $37,655$214,416 Land $101,451 Building $112,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1978–2024)
Claims Outside the SFHA5 of 20
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
T-Mobile
Fiber · Fixed Wireless
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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