3427 E Bay Ct, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 3427 E Bay Ct, Merrick, NY 11566

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,450 sqft · built 1997
Lot Size	0.163 acres (7,104 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 1995)
Tax Bill	$39,643 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone VE (high risk)
APN	`63-322-00-0053`

Property Details

APN / Parcel Number

Primary APN	`63-322-00-0053`
Alternative APNs	`2089-63-322-00-0053-0` `63322000053000000000` `282089 63.-322-53` `63322 00530`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,450 sqft Living Area
Gross Area	3,891 sqft
1st Floor Area	1,468 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,104 sqft (0.163 acres)
Lot Dimensions	98 ft deep x 86 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	223 sqft
Patio Area	667 sqft
Balcony Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	63322 00530
Street Address	3427 E BAY CT
City	MERRICK
State	NY
Zip	11566-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 025
Legal Block	322
Legal Lot Number	53
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4002
Census Tract	415202

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3427 E BAY CT, MERRICK, NY 11566-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 1995 · Amount on Record
Deed Sale	Jun 13, 1995 · Amount on Record
Deed Book / Page	10547 / 515
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	3427 E BAY CT, MERRICK, NY 11566-5522
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 E BAY CT, MERRICK, NY 11566-5522

Mortgage

Document Number	M472600440
Date	Aug 30, 2023
Book Page	M47260/440
Instrument	2023-51309

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	3427 E BAY CT, MERRICK, NY 11566-5522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0426880742
Date	Feb 21, 2018
Book Page	42688/742
Instrument	2018-015894

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Secondary School District	Bellmore-Merrick Central High School District (07 - 12)
Elementary School District	Merrick Union Free School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,247 (-4.44%) Land $381 Building $866	$1,247,000 (-4.44%)
2025	$39,643.00 (+29.93%)
2023	$30,512.00 Additional exemption filed	$1,305 Land $399 Building $906	$1,305,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 360 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	360 in force
Nearby Flood Claims	428 (1979–2023)
Claims Outside the SFHA	246 of 428
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 254 claims Hurricane Irene, Aug 2011 · 33 claims Hurricane Gloria, Sep 1985 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - MERRICK private · serves 135,000 people · EPA ID NY2902840
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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