3427 Duncan Bay Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 3427 Duncan Bay Dr, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,544 sqft · built 1994
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Tax Bill$4,733 (2025)
Deeds & MortgagesApr 2022 Sale
Flood ZoneZone X (minimal risk)
APN105-C09-000-017-00

Property Details

APN / Parcel Number

Primary APN105-C09-000-017-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,544 sqft Living Area
1st Floor Area2,544 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Lot Area23,087 sqft (0.53 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3427 DUNCAN BAY DR
CityCHEBOYGAN
StateMI
Zip49721-8928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC E LAHAIE SUBDIVISION, LOT 17. (SEC 34,T38N,R1W) 622/600;635/219;1125/536;1480/636
Legal Range01W
Legal Township017
Legal Section34
Legal SubdivisionC E LAHAIE SUB
Legal Lot Number17
JurisdictionCHEBOYGAN MI
Township / Civil DivisionBENTON
Census Block Group1
Census Block1061
Census Tract960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3427 DUNCAN BAY DR, CHEBOYGAN, MI 49721-8928
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2022
Deed SaleApr 14, 2022
Prior SaleMay 6, 2009
Deed Book / Page1480 / 636
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateApr 14, 2022
Property Address3427 DUNCAN BAY DR, CHEBOYGAN, MI 49721-8928
Document Number001480/636
Book / Page1480 / 636
Instrument DateApr 8, 2022
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1373 BAY VIEW HTS, PETOSKEY, MI 49770-2461

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionBenton Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,500 (+19.22%)$505,000 (+19.22%)
2025$4,733.00 (+34.08%)
2023$211,800$423,600
2022$3,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Duncan Bay Dr

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