Travis County property record for 3427 Cowden Dr, Austin, TX 78732
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,288 sqft · built 1999 |
| Lot Size | 0.295 acres (12,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $791,017 (Mar 2025) |
| Tax Bill | $13,041 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0145480135 |
| Primary APN | 0145480135 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,288 sqft Living Area |
| Gross Area | 3,872 sqft |
| 1st Floor Area | 1,966 sqft |
| 2nd Floor Area | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,856 sqft (0.295 acres) |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 598 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 457122 |
|---|---|
| Street Address | 3427 COWDEN DR |
| City | AUSTIN |
| State | TX |
| Zip | 78732-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK G STEINER RANCH PHS 1 SEC 4D |
| Legal Subdivision | STEINER RANCH PHS 1 SEC 4D |
| Legal Block | G |
| Legal Lot Number | 17 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | NORTHWEST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 34900 |
3427 Cowden Dr is owned by two individuals who bought it in March 2025.
Source: Travis County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1800 S OCEAN DR, 3310, HALLANDALE BEACH, FL 33009-7730 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 31, 2025 | Vendor's Lien, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Jun 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | May 23, 2014 · Amount on File |
| Deed Document Number | 202534028 |
| Prior Transfer Date | Jun 11, 2021 |
| Prior Transfer Doc | 0000136442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Jul 31, 2026 |
| Property Address | 3427 COWDEN DR, AUSTIN, TX 78732-2144 |
| Document Number | 0000091908 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202691908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 3427 COWDEN DR, AUSTIN, TX 78732-2144 |
| Document Number | 0000091908, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202691908 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Mar 31, 2025 |
| Property Address | 3427 COWDEN DR, AUSTIN, TX 78732-2144 |
| Document Number | 0000034028 |
| Map Reference | VOL 101 PG 104 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 2025034028 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1800 S OCEAN DR APT 3310, 3310, HALLANDALE BEACH, FL 33009-7730 |
| Document Number | 0000034029 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 2025034029 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Jun 17, 2021 |
| Property Address | 3427 COWDEN DR, AUSTIN, TX 78732-2144 |
| Document Number | 0000136442 |
| Map Reference | VOL 101 PG 104 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021136442 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3427 COWDEN DR, AUSTIN, TX 78732-2144 |
The 2025 property tax bill for 3427 Cowden Dr was $13,041.
Source: Travis County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Travis County |
| Unified School District | Leander Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,041.00 | $826,340 Land $439,200 Building $387,140 | $826,340 Land $439,200 Building $387,140 |
| 2023 | $910,387 Land $375,000 Building $535,387 | $910,387 Land $375,000 Building $535,387 | |
| 2022 | $10,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3427 Cowden Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3427 Cowden Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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