3427 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3427 Clover Dr, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,378 sqft · built 1996
Lot Size0.3 acres (13,068 sqft)
Owner2 Owner Names on Record
Last Sale$230,000 (Jun 2006)
Tax Bill$2,817 (2025)
Flood ZoneZone X (minimal risk)
APN059-00-00-003.63

Property Details

APN / Parcel Number

Primary APN059-00-00-003.63

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,378 sqft Finished Area
Gross Area2,990 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0590000003.63
Street Address3427 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER MEADOWS SEC 4 LOT 24
Legal SubdivisionCLOVER MEADOWS
Legal Phase4
Legal Lot Number24
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4008
Census Tract65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3427 CLOVER DR, COVINGTON, KY 41015-4214
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2006 · Amount on Record
Deed SaleJun 16, 2006 · Amount on Record
Prior SaleDec 30, 1996 · Amount on Record
Deed Document Number0001907345
Deed Book / Page1907 / 345
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,817.00 (-7.03%)$284,300 (-) Land $30,000 Building $254,300$284,300 (-) Land $30,000 Building $254,300
2023$3,030.00$284,300 Land $30,000 Building $254,300$284,300 Land $30,000 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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