3427 Brant St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3427 Brant St, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,518 sqft · built 2013
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2017)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0565-0001-4520`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0565-0001-4520`
Alternative APNs	`263027056500014520` `162353`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,518 sqft Living Area
Gross Area	3,115 sqft
1st Floor Area	2,518 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	161 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3427 BRANT ST
City	SAINT CLOUD
State	FL
Zip	34772-7840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 3 PB 20 PGS 151-158 LOT 452
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 3
Legal Phase	3
Legal Tract	565
Legal Block	4520
Legal Lot Number	452
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2003
Census Tract	43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 14, 2021	Intrafamily Transfer, Transfer
Oct 30, 2020	Loan Modification, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Sep 6, 2017	Warranty Deed, Transfer · VA Mortgage READY MORTGAGE LENDERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Oct 8, 2013 · Amount on Record
Deed Document Number	2017128420
Deed Book / Page	5205 / 1739
Last Transfer Date	Aug 29, 2024
Transfer Doc	0066580087
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840

Mortgage

Document Number	0060950082
Date	Nov 29, 2021
Book Page	6095/82
Instrument	2021183329

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 14, 2021
Property Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840
Document Number	0060652267
Book / Page	6065 / 2267
Map Reference	MB 20 PG 151-158
Instrument Date	Oct 8, 2021
Instrument	2021160587
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840
Document Number	0058411499
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3427 BRANT ST ST CLOUD FL 347727840, ST CLOUD, FL 34772-7840

Mortgage

Document Number	0058411499
Date	Nov 30, 2020
Book Page	005841/001499
Instrument	162325

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 6, 2017
Property Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840
Document Number	0052051739
Book / Page	5205 / 1739
Map Reference	MB20 PG151-158
Instrument Date	Aug 31, 2017
Instrument	2017128420
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	BROKERS TITLE CENTRAL FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 WORTHING CT, 1026, WINTER PARK, FL 32792-6111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 BRANT ST, SAINT CLOUD, FL 34772-7840

Mortgage

Document Number	0052051740
Date	Sep 6, 2017
Instrument	5205/1740

Lender

Name	READY MORTGAGE LENDERS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00 (+3.41%)	$356,428 (+5.99%)	$392,100 (+4.25%) Land $70,000 Building $322,100
2024	$5,427.00 (+2.45%)
2023	$5,297.00 (+3.38%) Homeowner's exemption	$336,295 (+3%)	$376,100 (+15.19%) Land $60,000 Building $316,100
2022	$5,124.00 Homeowner's exemption	$326,500 Land $55,000 Building $271,500	$326,500 Land $55,000 Building $271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Xfinity.

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