3426 E State Rd 124, Bluffton, IN 46714 Property Records

Wells County property record for 3426 E State Rd 124, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,446 sqft · built 1940
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$154,200 (Mar 2021)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-03-200-027.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-03-200-027.000-004`
Alternative APNs	`00001544447` `0100889400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,446 sqft Living Area
1st Floor Area	1,606 sqft
Attic	Attic
Attic Area	1,680 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001544447
Street Address	3426 E STATE ROAD 124
City	BLUFFTON
State	IN
Zip	46714-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-26-12 N 217' OF W 100' OF E 674' NW 0.55A (3-B)
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1006
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 1, 2020	Warranty Deed, Transfer · Seller Carry-Back STEVE RINGGER
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Jun 28, 2019	Quit Claim Deed, Transfer Quitclaim
Nov 7, 2017	Deed, Transfer
Jun 22, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	20211192
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Mar 15, 2021
Property Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	0020211192
Instrument Date	Mar 12, 2021
Instrument	20211192
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300

Mortgage

Document Number	0020211193
Date	Mar 15, 2021
Instrument	20211193

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Apr 1, 2020
Property Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	0020201268
Instrument Date	Mar 31, 2020
Instrument	20201268
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 E STATE ROAD 124, BLUFFTON, IN 46714-9300

Mortgage

Document Number	0020201269
Date	Apr 1, 2020
Instrument	20201269

Lender

Name	STEVE RINGGER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 2, 2019
Property Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	0020192143
Instrument Date	Jul 1, 2019
Instrument	20192143
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300

Mortgage

Document Number	0020192144
Date	Jul 2, 2019
Instrument	20192144

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	Jun 28, 2019
Property Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	0020192101
Instrument Date	Jun 27, 2019
Instrument	20192101
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Nov 7, 2017
Property Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	0020171830
Instrument Date	Oct 9, 2017
Instrument	20171830
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300

June 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WELLS IN
Recording Date	Jun 22, 2017
Property Address	3426 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	000157/493
Book / Page	157 / 493
Instrument Date	Jun 14, 2017
Instrument	000959470003
Transaction Type	Foreclosure
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 CONDOR DR, MOORPARK, CA 93021

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 (+1.02%) Homeowner's exemption	$199,400 (+31.27%) Land $41,400 Building $158,000	$199,400 (+31.27%) Land $41,400 Building $158,000
2024	$1,573.00 (+70.05%)
2023		$151,900 (+4.54%) Land $32,200 Building $119,700	$151,900 (+4.54%) Land $32,200 Building $119,700
2022	$925.00	$145,300 Land $30,100 Building $115,200	$145,300 Land $30,100 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Craigville Telephone Company.

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