3426 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3426 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,052 sqft · built 1973
Lot Size0.226 acres (9,850 sqft)
OwnerIndividual Name on Record
Last Sale$525,800 (Aug 2020)
Tax Bill$2,402 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN166-36-101

Property Details

APN / Parcel Number

Primary APN166-36-101

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,052 sqft

Exterior

Year BuiltBuilt 1973
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,850 sqft (0.226 acres)
Parking Spaces2 Parking Spaces
Pool Area575 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3426 E MERCER LN
CityPHOENIX
StateAZ
Zip85028-3322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDESERT COVE EAST
Legal Range03E
Legal Township03N
Legal Section24
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionDESERT COVE EAST
Legal Lot Number43
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4015
Census Tract104900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3426 E MERCER LN, PHOENIX, AZ 85028-3322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 4, 2019Deed of Trust, Mortgage · Conventional with PMI
FIRST CHOICE LN SVCS
Jan 3, 2018Quit Claim Deed, Transfer
TITLE ALLIANCE
Nov 17, 2017Warranty Deed, Transfer · Conventional with PMI
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleJan 3, 2018
Deed Document Number20200778882
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3426 E MERCER LN, PHOENIX, AZ 85028-3322
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3426 E MERCER LN, PHOENIX, AZ 85028-3322

Mortgage

Document Number0001341471
DateDec 20, 2021
Instrument20211341471
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 24, 2020
Property Address3426 E MERCER LN, PHOENIX, AZ 85028-3322
Document Number0000778882
Map ReferenceMB 143 PG 28
Instrument DateAug 10, 2020
Instrument20200778882
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3426 E MERCER LN, 3426, PHOENIX, AZ 85028-3322

Transferred To (Grantee/Buyer)

NameVerified Name
Address3426 E MERCER LN, PHOENIX, AZ 85028-3322

Mortgage

Document Number0000778883
DateAug 24, 2020
Instrument20200778883
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3426 E MERCER LN, PHOENIX, AZ 85028-3322
Document Number0000904807
Instrument DateNov 4, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3426 E MERCER LN PHOENIX AZ 850283322, PHOENIX, AZ 85028-3322

Mortgage

Document Number0000904807
DateNov 12, 2019
Instrument904807
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
AddressEAST BRUNSWICK, NJ 08816
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 11, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateJan 3, 2018
Property Address3426 E MERCER LN, PHOENIX, AZ 85028-3322
Document Number0000003475
Instrument DateNov 15, 2017
Instrument3475
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyTITLE ALLIANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3426 E MERCER LN PHOENIX AZ 850283322, PHOENIX, AZ 85028-3322

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 17, 2017
Property Address3426 E MERCER LN, PHOENIX, AZ 85028-3322
Document Number0000856436
Instrument DateNov 7, 2017
Instrument856436
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanyTITLE ALLIANCE LIMITED

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3426 E MERCER LN PHOENIX AZ 850283322, PHOENIX, AZ 85028-3322

Mortgage

Document Number856438
DateNov 17, 2017
Instrument856438
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 16, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,320 (-0.14%)$563,200 (-0.14%) Land $112,600 Building $450,600
2025$2,402.00 (+5.03%)
2024$56,400$564,000 Land $112,800 Building $451,200
2023$2,287.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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