3426 Columbia Dr, Cibolo, TX 78108 Property Records

Comal County property record for 3426 Columbia Dr, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,863 sqft · built 2001
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,880 (Dec 2025)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-0490-0144-00`

Property Details

APN / Parcel Number

Primary APN	`38-0490-0144-00`
Alternative APN	`39861`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,071 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	2,863 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Covered Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3426 COLUMBIA DR
City	CIBOLO
State	TX
Zip	78108-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE COUNTRY CLUB ESTATES 3, BLOCK 1, LOT 31
Legal Subdivision	NORTHCLIFFE COUNTRY CLUB ESTATES 3
Legal Block	1
Legal Lot Number	31
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	1
Census Block	1084
Census Tract	310804

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3426 COLUMBIA DR, CIBOLO, TX 78108-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Vendor's Lien, Transfer · VA Mortgage KIND LENDING LLC
Jun 1, 2020	Warranty Deed, Transfer CFBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202540646
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000019951
Record Updated	Oct 29, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Dec 26, 2025
Property Address	3426 COLUMBIA DR, CIBOLO, TX 78108-2118
Document Number	0006040646
Map Reference	VOL 5 PG 245
Instrument Date	Dec 23, 2025
Instrument	202506040646
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 COLUMBIA DR, CIBOLO, TX 78108-2118

Mortgage

Document Number	0006040647
Date	Dec 26, 2025
Instrument	202506040647

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Jun 1, 2020
Property Address	3426 COLUMBIA DR, CIBOLO, TX 78108-2118
Document Number	0006019951
Instrument Date	May 29, 2020
Instrument	6019951
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 COLUMBIA DR CIBOLO TX 781082118, CIBOLO, TX 78108-2118

Mortgage

Document Number	6019952
Date	Jun 1, 2020
Instrument	6019952

Lender

Name	CFBANK NA
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	Schertz City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,630 (+109.39%) Land $65,000 Building $392,630	$457,630 (+99.41%) Land $65,000 Building $392,630
2025	$2,747.00 (-10.38%) Homeowner's exemption	$218,554 (-4.69%) Land $32,500 Building $196,990	$229,490 (+0.07%) Land $32,500 Building $196,990
2024	$3,065.00 (+32.68%)
2023		$229,320 Land $32,500 Building $196,820	$229,320 Land $32,500 Building $196,820
2018	$2,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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