3425 Nowlin Ln, Sparks, NV 89431 Property Records

Washoe County property record for 3425 Nowlin Ln, Sparks, NV 89431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1966
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,500 (Nov 2025)
Tax Bill	$884 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-035-08`

Property Details

APN / Parcel Number

Primary APN	`028-035-08`
Alternative APN	`52689`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,669 sqft
1st Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Attached
Garage Area	393 sqft
Parking Spaces	1 Parking Space
Porch	Concrete/Metal Slab
Porch Area	299 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3425 NOWLIN LN
City	SPARKS
State	NV
Zip	89431-1371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-6
Legal Description	SIERRA EST 4D LT 20 BLK K
Legal Subdivision	SIERRA ESTATES UNIT NO 4D
Legal Block	K
Legal Lot Number	20
Jurisdiction	WASHOE NV
Township / Civil Division	SPARKS
Census Block Group	1
Census Block	1006
Census Tract	2901

Owner

Source: Washoe County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3425 NOWLIN LN, SPARKS, NV 89431-1371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 18, 2020	Bargain and Sale Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Dec 7, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	20255580079
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	0004613880
Record Updated	Oct 29, 2026

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Nov 6, 2025
Property Address	3425 NOWLIN LN, SPARKS, NV 89431-1371
Document Number	0005580079
Map Reference	DOC 28518
Instrument Date	Oct 30, 2025
Instrument	5580079
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	FIRST CENTENNIAL TTL CO OF N

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,752.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2192 WABASH CIR, SPARKS, NV 89434-8820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3425 NOWLIN LN, SPARKS, NV 89431-1371

Mortgage

Document Number	0005580080
Date	Nov 6, 2025
Instrument	5580080

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0005580081
Date	Nov 6, 2025
Instrument	5580081

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Dec 18, 2020
Property Address	3425 NOWLIN LN, SPARKS, NV 89431-1371
Document Number	0005118947
Map Reference	DOC 28518
Instrument Date	Dec 11, 2020
Instrument	5118947
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,373.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 W MCCLERNON ST, 1911, SPRINGFIELD, MO 65803-7842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3425 NOWLIN LN, SPARKS, NV 89431-1371

Mortgage

Document Number	0005118948
Date	Dec 18, 2020
Instrument	5118948

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3425 NOWLIN LN, SPARKS, NV 89431-1371
Document Number	0004773017
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3425 NOWLIN LN SPARKS NV 894311371, SPARKS, NV 89431-1371

Mortgage

Document Number	0004773017
Date	Dec 19, 2017
Instrument	4773017

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHOE NV
Property Address	3425 NOWLIN LN, SPARKS, NV 89431-1371
Document Number	0004774813
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3425 NOWLIN LN SPARKS NV 894311371, SPARKS, NV 89431-1371

Mortgage

Document Number	0004774813
Date	Dec 26, 2017
Instrument	4774813

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,295 (-0.14%) Land $36,540 Building $18,755
2025	$884.00 (-19.49%)	$55,372 (+4.18%) Land $36,715 Building $18,657	$158,205 (+4.18%) Land $104,900 Building $53,305
2024	$1,098.00 (+7.96%)	$53,150 (+2.29%) Land $34,755 Building $18,395	$151,858 (+2.3%) Land $99,300 Building $52,558
2023	$1,017.00	$51,958 Land $34,930 Building $17,028	$148,450 (+56.64%) Land $99,800 Building $48,650
2021			$94,771 Land $56,100 Building $38,671

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 76% of Nevada
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, T-Mobile, Verizon.

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