Hamilton County property record for 3425 Muddy Creek Rd, Cincinnati, OH 45238
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,920 sqft · built 1940 |
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Sep 2018) |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-0067-0022-00 |
| Primary APN | 212-0067-0022-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Finished Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,797 sqft (0.178 acres) |
| Lot Dimensions | 170 ft deep x 49 ft wide |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 3425 MUDDY CREEK RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2022 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | MUDDY CREEK RD 51.33 X 170 PT LOT 23 I H JACKSONS |
| Legal Subdivision | JACKSON ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10900 |
3425 Muddy Creek Rd, a duplex, is owned by an individual who bought it in September 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 E VANDERBILT WAY, SAN BERNARDINO, CA 92408-3552 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L BK&TR |
| Sep 18, 2018 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on File |
| Deed Sale | Sep 18, 2018 · Amount on File |
| Prior Sale | Jun 4, 2014 |
| Deed Document Number | 0000082801 |
| Deed Book / Page | 013755 / 000588 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3425 MUDDY CREEK RD, CINCINNATI, OH 45238-2022 |
| Document Number | 0000122389 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3425 MUDDY CREEK RD CINCINNATI OH 452382022, CINCINNATI, OH 45238-2022 |
| Document Number | 0000122389 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 014300/001274 |
| Instrument | 122389 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 19, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 18, 2018 |
| Property Address | 3425 MUDDY CREEK RD, CINCINNATI, OH 45238-2022 |
| Document Number | 0000082801 |
| Book / Page | 013755 / 000588 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 82801 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 E VANDERBILT WAY SAN BERNARDINO CA 924083552, SAN BERNARDINO, CA 92408-3552 |
| Document Number | 82802 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 013755/000591 |
| Instrument | 82802 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2048 |
The 2025 property tax bill for 3425 Muddy Creek Rd was $3,154, up 0.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,154.00 (+0.16%) | $49,599 (-) Land $7,343 Building $42,256 | |
| 2024 | $3,149.00 (-0.19%) | $49,599 (-) Land $7,343 Building $42,256 | |
| 2023 | $3,155.00 (+21.3%) | $49,599 (+34.96%) Land $7,343 Building $42,256 | $141,710 Land $20,980 Building $120,730 |
| 2022 | $2,601.00 | $36,750 Land $5,964 Building $30,786 | |
| 2020 | $105,000 Land $17,040 Building $87,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3425 Muddy Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3425 Muddy Creek Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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