Hall County property record for 3425 Michael Cir, Gainesville, GA 30504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,910 sqft · built 1980 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $81,000 (Oct 1994) |
| Tax Bill | $2,812 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-033-000-059 |
| Primary APN | 08-033-000-059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,910 sqft Heated Area |
| 1st Floor Area | 1,457 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 226 ft deep x 98 ft wide |
| Garage Type | Carport |
| Garage Area | 453 sqft |
| Carport | Carport |
| Carport Area | 453 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 64 sqft |
| Patio Area | 189 sqft |
| Canopy | 91 sqft |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13390 |
|---|---|
| Street Address | 3425 MICHAEL CIR |
| City | GAINESVILLE |
| State | GA |
| Zip | 30504-5537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | LT 4 PHASE III RIDGEWOOD |
| Legal Subdivision | RIDGEWOOD FOREST |
| Legal Phase | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HALL GA |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1005 |
Source: Hall County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3425 MICHAEL CIR, GAINESVILLE, GA 30504-5537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1994 · Amount on Record |
| Deed Sale | Oct 1, 1994 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 3425 MICHAEL CIR, GAINESVILLE, GA 30504-5537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3425 MICHAEL CIR, GAINESVILLE, GA 30504-5537 |
| Document Number | 0092580000000658 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 0000009258/0000000658 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 3425 MICHAEL CIR, GAINESVILLE, GA 30504-5537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0081080223 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 8108/223 |
| Name | DITECH FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2033 |
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,812.00 (+2.82%) Homeowner's exemption | $122,904 (+0.99%) Land $18,600 Building $104,304 | $307,260 (+0.99%) Land $46,500 Building $260,760 |
| 2025 | $2,735.00 (-6.94%) Homeowner's exemption | $121,704 (+7.44%) Land $18,600 Building $103,104 | $304,260 (+7.44%) Land $46,500 Building $257,760 |
| 2023 | $2,939.00 (+39.82%) Homeowner's exemption | $113,272 (+46.45%) Land $18,600 Building $94,672 | $283,180 (+46.45%) Land $46,500 Building $236,680 |
| 2022 | $2,102.00 Homeowner's exemption | $77,344 Land $13,760 Building $63,584 | $193,360 Land $34,400 Building $158,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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