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3424 W Elm St, McHenry, IL 60050 Property Records

McHenry County property record for 3424 W Elm St, McHenry, IL 60050

Property Summary

Property TypeCommercial
Details1,759 sqft · built 1915
Lot Size0.178 acres (7,789 sqft)
OwnerTrust Name on File
Last Sale$234,000 (Jul 2002)
Deeds & MortgagesNov 2020 Line of Credit
Dec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN09-26-451-014

Property Details

APN / Parcel Number

Primary APN09-26-451-014

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,759 sqft Total Area
Gross Area2,599 sqft
1st Floor Area1,339 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1915
Construction TypeFrame
Lot Area7,789 sqft
PorchPorch
Porch Area82 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3424 W ELM ST
CityMCHENRY
StateIL
Zip60050-4467
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2019R0043564 SUBLT 1 LT 9 /EX NLY 46.25FT/ & SUBLT 1 LT 12 BLK 21 MCHENRY PLAT NO 11 (WEST SIDE FOX RIVER) MEMO: HUBER,
Legal Range08E
Legal Township45N
Legal Section26
Legal SubdivisionCOUNTY CLERKS
Legal Block21
Legal Lot Number1,9,12
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3044
Census Tract870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address207 LOCH GLEN LN, MCHENRY, IL 60050-6224
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2020Deed of Trust, Mortgage · Line of Credit
SAUK VALLEY BANK & TRUST COMPANY
Dec 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2002 · Amount on File
Deed SaleJul 9, 2002 · Amount on File
Deed Document Number0000059865
Last Transfer DateDec 19, 2019
Transfer Doc0000043564
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3424 W ELM ST, MCHENRY, IL 60050-4467
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047520
DateNov 9, 2020
Instrument2020R0047520
Lender
NameSAUK VALLEY BANK & TRUST COMPANY
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeLine of Credit
AmountAmount on Record

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateDec 19, 2019
Property Address3424 W ELM ST, MCHENRY, IL 60050-4467
Document Number0000043564
Instrument DateDec 16, 2019
Instrument43564
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address207 LOCH GLEN LN MCHENRY IL 600506224, MCHENRY, IL 60050-6224

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$91,153 Land $16,136 Building $75,017$273,459 Land $48,408 Building $225,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: i3 Broadband, Verizon.

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