McHenry County property record for 3424 W Bretons Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,529 sqft · built 1987 |
| Lot Size | 0.226 acres (9,888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $196,000 (Jul 2004) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-35-480-010 |
| Primary APN | 09-35-480-010 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,529 sqft Living Area |
| Gross Area | 3,256 sqft |
| 1st Floor Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,888 sqft |
| Garage Area | 508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3424 W BRETONS DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0039174 LT 88 UNIT 1 OF BRITTANY HEIGHTS |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 35 |
| Legal Subdivision | BRITTANY HEIGHTS 01 |
| Legal Block | 480 |
| Legal Lot Number | 88 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 870606 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3424 W BRETONS DR, MCHENRY, IL 60050-5693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK NA |
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM |
| Nov 15, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on Record |
| Deed Sale | Jul 16, 2004 · Amount on Record |
| Prior Sale | Jul 16, 2004 · Amount on Record |
| Deed Document Number | 0000064969 |
| Last Transfer Date | Nov 15, 2018 |
| Transfer Doc | 0000039174 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3424 W BRETONS DR, MCHENRY, IL 60050-5693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3424 W BRETONS DR, MCHENRY, IL 60050-5693 |
| Document Number | 0000003768 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026R0003768 |
| Name | FLAGSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3424 W BRETONS DR, MCHENRY, IL 60050-5693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000024643 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022R0024643 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3424 W BRETONS DR, MCHENRY, IL 60050-5693 |
| Document Number | 0000002699 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3424 W BRETONS DR MCHENRY IL 600505693, MCHENRY, IL 60050-5693 |
| Document Number | 0000002699 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2699 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 15, 2018 |
| Property Address | 3424 W BRETONS DR, MCHENRY, IL 60050-5693 |
| Document Number | 0000039174 |
| Map Reference | DOC985880 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 2018R0039174 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3424 W BRETONS DR, MCHENRY, IL 60050-5693 |
| Document Number | 0000039175 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018R0039175 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $75,594 Land $16,287 Building $59,307 | $226,782 Land $48,861 Building $177,921 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–1994) |
| Most Recent Claim | Mar 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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