San Diego County property record for 3424 Spindrift Ct, Oceanside, CA 92058
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,782 sqft · built 1988 |
| Lot Size | 0.146 acres (6,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $755,000 (Sep 2020) |
| Tax Bill | $9,184 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-274-40-00 |
| Primary APN | 158-274-40-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,782 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 6,365 sqft (0.146 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1582741100 |
|---|---|
| Street Address | 3424 SPINDRIFT CT |
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-7434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PAR 74 TR PM10554 |
| Legal Subdivision | CITY OF OCEANSIDE |
| Legal Tract | 10554 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 18601 |
Source: San Diego County records · APN 158-274-40-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3424 SPINDRIFT CT, OCEANSIDE, CA 92058-7434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Sep 21, 2020 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 13, 2020 | Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Feb 13, 2020 · Amount on Record |
| Deed Document Number | 2020556789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3424 SPINDRIFT CT, OCEANSIDE, CA 92058-7434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3424 SPINDRIFT CT, OCEANSIDE, CA 92058-7434 |
| Document Number | 0000311732 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022-0311732 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 29, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 3424 SPINDRIFT CT, OCEANSIDE, CA 92058-7434 |
| Document Number | 0000556789 |
| Map Reference | DOC 1989-338156 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 2020-0556789 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3424 SPINDRIFT CT, OCEANSIDE, CA 92058-7434 |
| Document Number | 0000556790 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0556790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 13, 2020 |
| Property Address | 3424 SPINDRIFT CT, OCEANSIDE, CA 92058-7434 |
| Document Number | 0000075290 |
| Map Reference | DOC 1989-338156 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 2020-0075290 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8677 VILL LA JOLLA DR #1102 # 1102, 1102, LA JOLLA, CA 92037-2354 |
| Investor | Possibly a Property Investor |
| Document Number | 0000075291 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020-0075291 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $833,577 (+2%) Land $496,834 Building $336,743 | |
| 2025 | $9,184.00 (+5.18%) | $817,234 (+4.04%) Land $487,093 Building $330,141 |
| 2023 | $8,732.00 (+1.53%) | $785,502 Land $468,180 Building $317,322 |
| 2022 | $8,600.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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