Charlotte County property record for 3424 Sounding Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,596 sqft · built 2008 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Apr 2017) |
| Tax Bill | $4,743 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-22-358-002 |
| Primary APN | 40-23-22-358-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,596 sqft Living Area |
| Gross Area | 3,363 sqft |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Masonry/Stucco |
| Lot Area | 9,999 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 327 sqft |
| Deck Area | 264 sqft |
| Patio Area | 290 sqft |
| Loading Dock | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004622360 |
|---|---|
| Old Parcel Number | 00839430000006 |
| Street Address | 3424 SOUNDING DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 004 0094 0020 HARBOUR HEIGHTS SEC 4 REV PT 4 BLK 94 LTS 20 & 21 244/373 271/207 666/1380 1024/1182 PR98-4 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 94 |
| Legal Lot Number | 20 21 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 21001 |
3424 Sounding Dr is owned and occupied by an individual who bought it in April 2017.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on File |
| Deed Sale | Apr 19, 2017 · Amount on File |
| Prior Sale | Jul 26, 2002 · Amount on File |
| Deed Document Number | 2516446 |
| Deed Book / Page | 4189 / 0123 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Document Number | 0048810815 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 4881/815 |
| Instrument | 3025850 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Document Number | 0048991264 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 4899/1264 |
| Instrument | 3038344 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Document Number | 0046330517 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 4633/517 |
| Instrument | 2852941 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 19, 2017 |
| Property Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Document Number | 0041890123 |
| Book / Page | 4189 / 0123 |
| Map Reference | MB3 PG79 |
| Instrument Date | Mar 18, 2017 |
| Instrument | 2516446 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | R & R TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3424 SOUNDING DR, PUNTA GORDA, FL 33983-3593 |
| Document Number | 0002516447 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2516447 |
| Name | MARKETPLACE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 3424 Sounding Dr was $4,743 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,743.00 Homeowner's exemption | $354,452 | $531,994 Land $88,000 Building $443,994 |
| 2023 | $5,871.00 (+4.04%) Homeowner's exemption | $334,430 (+3%) | $549,695 (+17.91%) Land $110,000 Building $439,695 |
| 2022 | $5,643.00 Homeowner's exemption | $324,689 | $466,217 Land $68,000 Building $398,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3424 Sounding Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3424 Sounding Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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