3424 Riverside Dr, Saugatuck, MI 49453 Property Records

Allegan County property record for 3424 Riverside Dr, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,821 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Dec 2018)
Tax Bill	$20,204 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-340-004-00`

Property Details

APN / Parcel Number

Primary APN	`20-340-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3424 RIVERSIDE DR
City	SAUGATUCK
State	MI
Zip	49453-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 SEC 4 T3N R16W RIVERSIDE REST.
Legal Range	16W
Legal Township	03N
Legal Section	04
Legal Subdivision	RIVERSIDE REST
Legal Lot Number	4
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2015
Census Tract	30801

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3424 RIVERSIDE DR, SAUGATUCK, MI 49453-9787
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 5, 2018	Warranty Deed, Transfer LIGHTHOUSE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Deed Book / Page	4306 / 71
Last Transfer Date	May 16, 2022
Transfer Doc	004764/304
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	May 25, 2022
Property Address	3424 RIVERSIDE DR, SAUGATUCK, MI 49453-9787
Document Number	004764/304
Book / Page	4764 / 304
Map Reference	LB 4 PG 19
Instrument Date	May 16, 2022
Instrument	2022010815
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3424 RIVERSIDE DR, SAUGATUCK, MI 49453-9787

Mortgage

Document Number	0004764306
Date	May 25, 2022
Instrument	4764-306

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Margin	3
Max Rate	8.12%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 5, 2018
Property Address	3424 RIVERSIDE DR, SAUGATUCK, MI 49453-9787
Document Number	4306/071
Book / Page	4306 / 071
Map Reference	LB4 PG19
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$6,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 878, HOLLAND, MI 49423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 792, DOUGLAS, MI 49406-0792
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,100 (+6.24%) Land $315,000 Building $230,100	$1,090,200 (+6.24%) Land $630,000 Building $460,200
2025	$20,204.00 (+4.12%) Homeowner's exemption	$513,100 (+28.89%) Land $292,500 Building $220,600	$1,026,200 (+28.89%) Land $585,000 Building $441,200
2024	$19,404.00
2023		$398,100 Land $239,600 Building $158,500	$796,200 Land $479,200 Building $317,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures