3424 River Rd, Toledo, OH 43614 Property Records

Lucas County property record for 3424 River Rd, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,176 sqft · built 1907
Lot Size	0.383 acres (16,700 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2021)
Tax Bill	$5,550 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-07317`

Property Details

APN / Parcel Number

Primary APN	`03-07317`
Alternative APN	`06005004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,285 sqft
2nd Floor Area	891 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 1907
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	16,700 sqft (0.383 acres)
Lot Dimensions	333 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3424 RIVER RD
City	TOLEDO
State	OH
Zip	43614-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS9
Legal Description	CENTRAL GROVE LOT 3 S 1/2 EXC W 200 FT PT E OF ISLAND AVE AN
Legal Subdivision	CENTRAL GROVE
Legal Lot Number	3
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2013
Census Tract	4501

Owner

3424 River Rd is owned and occupied by an individual who bought it in September 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3424 RIVER RD, TOLEDO, OH 43614-4345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Sep 4, 2020	Survivorship Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	202109160049253
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 16, 2021
Property Address	3424 RIVER RD, TOLEDO, OH 43614-4345
Document Number	0000049253
Instrument Date	Sep 9, 2021
Instrument	202109160049253
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3424 RIVER RD, TOLEDO, OH 43614-4345

Mortgage

Document Number	0000049254
Date	Sep 16, 2021
Instrument	202109160049254

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 4, 2020
Property Address	3424 RIVER RD, TOLEDO, OH 43614-4345
Document Number	0000037823
Instrument Date	Aug 31, 2020
Instrument	202009040037823
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3424 RIVER RD, TOLEDO, OH 43614-4345

Mortgage

Document Number	0000037824
Date	Sep 4, 2020
Instrument	202009040037824

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3424 River Rd was $5,550, up 2.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,550.00 (+2.7%)	$95,025 (-) Land $20,545 Building $74,480
2024	$5,404.00 (+40.47%)	$95,025 (+52.7%) Land $20,545 Building $74,480	$271,500 Land $58,700 Building $212,800
2023	$3,847.00 (-0.13%)	$62,230 (-) Land $17,745 Building $44,485
2022	$3,852.00 Homeowner's exemption	$62,230 Land $17,745 Building $44,485
2021			$177,800 Land $50,700 Building $127,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3424 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3424 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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