3424 Pendleton Ln, Toano, VA 23168 Property Records

James City County property record for 3424 Pendleton Ln, Toano, VA 23168 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1997
Square Footage	1,260 sqft Living Area
Lot Size	30,013 sqft (0.689 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2013)
Tax Bill	$2,495.00 (2025)

Owner

Source: James City County records · APN 12-4 04-0-0004

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3424 PENDLETON LN, TOANO, VA 23168-9071
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Prior Sale	May 25, 2010 · Amount on Record
Deed Book / Page	1300 / 21601
Record Refreshed	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3424 PENDLETON LN, TOANO, VA 23168-9071
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010946
Date	May 28, 2021
Instrument	210010946

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.49%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,495.00 (+6.4%)	$300,700 (+41.17%) Land $59,800 Building $240,900	$300,700 (+41.17%) Land $59,800 Building $240,900
2024	$2,345.00 (+32.71%)
2023	$1,767.00	$213,000 Land $50,900 Building $162,100	$213,000 Land $50,900 Building $162,100
2022	$1,767.00 (+18.43%)
2019	$1,492.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`12-4 04-0-0004`
Alternative APN	`17701`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,260 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding Exterior
Foundation Type	No Foundation Foundation
Roof Material	Composition Shingle Roof
Lot Area	30,013 sqft (0.689 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	800 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	17701
Street Address	3424 PENDLETON LN
City	TOANO
State	VA
Zip	23168-9071
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-4 ELIJAH C PENDLETON &; JANET K SUBDIVISION
Legal Subdivision	ELIJAH PENDLETON
Legal Lot Number	4
Jurisdiction	JAMES CITY VA
Minor Civil Division	STONEHOUSE
Census Blockgroup	2
Census Block	2008
Census Tract	80402