Warren County property record for 3424 Cutter Ln, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,962 sqft · built 1987 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,900 (Aug 2026) |
| Tax Bill | $6,708 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-254-030-0 |
| Primary APN | 16-21-254-030-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,962 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 692 sqft |
| 2nd Floor Area | 635 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,451 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 334 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 940190 |
|---|---|
| Street Address | 3424 CUTTER LN |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-9367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDEN SHORES 3 RP LOT 134 |
| Legal Subdivision | LANDEN SHORES 3 RP |
| Legal Block | 90 |
| Legal Lot Number | 134 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32003 |
Source: Warren County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 17, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 21, 2025 | Intrafamily Transfer, Transfer |
| Oct 23, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Mar 7, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on Record |
| Deed Sale | Aug 17, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2017 · Amount on Record |
| Deed Document Number | 202623106 |
| Prior Transfer Date | Apr 14, 1992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 17, 2026 |
| Property Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
| Document Number | 0000023106 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202623106 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,439.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
| Document Number | 0000023107, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202623107 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Oct 21, 2025 |
| Property Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
| Document Number | 0000026556 |
| Map Reference | MB 17 PG 8&9 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-026556 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
| Document Number | 0000045055 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3424 CUTTER LN MAINEVILLE OH 450399367, MAINEVILLE, OH 45039-9367 |
| Document Number | 0000045055 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 45055 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 7, 2017 |
| Property Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
| Document Number | 0000007192 |
| Map Reference | PL 17 PG 8&9 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017-007192 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $699.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3424 CUTTER LN, MAINEVILLE, OH 45039-9367 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Deerfield Township |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,708.00 (-1.92%) | $132,460 (%) Land $28,000 Building $104,460 | $378,460 (-) Land $80,000 Building $298,460 |
| 2024 | $6,839.00 (+13.25%) | $132,461 (+26.06%) Land $28,000 Building $104,461 | $378,460 (+26.06%) Land $80,000 Building $298,460 |
| 2023 | $6,039.00 (+1.62%) Homeowner's exemption | $105,077 (-) Land $16,520 Building $88,557 | |
| 2022 | $5,943.00 Homeowner's exemption | $105,077 Land $16,520 Building $88,557 | $300,220 (-) Land $47,200 Building $253,020 |
| 2021 | $300,220 Land $47,200 Building $253,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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