3424 10th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3424 10th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,785 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Aug 2021)
Tax Bill	$3,440 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.610.0630`

Property Details

APN / Parcel Number

Primary APN	`58.610.0630`

Exterior

Lot Area	6,785 sqft (0.16 acres)

Location & Zoning

Street Address	3424 10TH ST S
City	MOORHEAD
State	MN
Zip	56560-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD LOT 028 BLOCK 002 SUBDIVISIONCD 58610
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	2
Legal Lot Number	28
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

Source: Clay County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3424 10TH ST S, MOORHEAD, MN 56560-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	2021819897
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 24, 2021
Property Address	3424 10TH ST S, MOORHEAD, MN 56560-6101
Document Number	0000819897
Instrument Date	Aug 13, 2021
Instrument	819897
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3424 10TH ST S, MOORHEAD, MN 56560-6101

Mortgage

Document Number	0000819898
Date	Aug 24, 2021
Instrument	819898

Lender

Name	FIRST INTERNATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 12, 2020
Property Address	3424 10TH ST S, MOORHEAD, MN 56560-6101
Document Number	0000804362
Instrument Date	Aug 6, 2020
Instrument	804362
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 10TH ST S, MOORHEAD, MN 56560-6101

Mortgage

Document Number	0000804363
Date	Aug 12, 2020
Instrument	804363

Lender

Name	FIRST INTERNATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,440.00 (+32.82%)
2025		$227,200 (+20.66%) Land $30,900 Building $196,300	$227,200 (+20.66%) Land $30,900 Building $196,300
2023	$2,590.00 Homeowner's exemption	$188,300 Land $26,200 Building $162,100	$188,300 Land $26,200 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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