3423 Timberneck Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 3423 Timberneck Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,370 sqft · built 1983
Lot Size	0.665 acres (28,967 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2025)
Tax Bill	$2,330 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`12091`

Property Details

APN / Parcel Number

Primary APN	`12091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,967 sqft (0.665 acres)
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3423 TIMBERNECK DR
City	HAYES
State	VA
Zip	23072-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	TIMBERNECK ESTATES LOT 18
Legal Subdivision	TIMBERNECK
Legal Lot Number	18
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	1
Census Block	1007
Census Tract	100302

Owner

3423 Timberneck Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3423 TIMBERNECK DR, HAYES, VA 23072-3022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BAYPORT CREDIT UNION
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on File
Deed Sale	Mar 27, 2025 · Amount on File
Deed Document Number	20251195
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000006161
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 28, 2022
Property Address	3423 TIMBERNECK DR, HAYES, VA 23072-3022
Document Number	0220006161
Instrument Date	Nov 7, 2022
Instrument	220006161
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 TIMBERNECK DR, HAYES, VA 23072-3022

Mortgage

Document Number	0220006162
Date	Nov 28, 2022
Instrument	220006162

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3423 TIMBERNECK DR, HAYES, VA 23072-3022
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000507
Date	Jan 26, 2022
Instrument	220000507

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 3423 Timberneck Dr was $2,330, up 7.9% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,330.00 (+7.92%)	$399,640 (+13.61%) Land $76,920 Building $322,720	$399,640 (+13.61%) Land $76,920 Building $322,720
2025	$2,159.00 (+5.32%)	$351,780 (-) Land $77,740 Building $274,040	$351,780 (-) Land $77,740 Building $274,040
2024	$2,050.00	$351,780 (-) Land $77,740 Building $274,040	$351,780 (-) Land $77,740 Building $274,040
2023	$2,050.00 (+8.01%)	$351,780 (+34.34%) Land $77,740 Building $274,040	$351,780 (+34.34%) Land $77,740 Building $274,040
2022	$1,898.00	$261,850 Land $68,580 Building $193,270	$261,850 Land $68,580 Building $193,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3423 Timberneck Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3423 Timberneck Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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