3423 Seven Oaks Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3423 Seven Oaks Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,100 sqft · built 1980
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2018)
Tax Bill	$4,572 (2026)
Deeds & Mortgages	May 2023 Second Mortgage Oct 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-59-41-900-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-59-41-900-000`
Alternative APNs	`047110500000033` `393745001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,100 sqft Finished Area
1st Floor Area	1,228 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	393745001
Street Address	3423 SEVEN OAKS RD
City	MIDLOTHIAN
State	VA
Zip	23112-4261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	SEVEN OAKS L 33
Legal Subdivision	SEVEN OAKS
Legal Lot Number	33
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2000
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3423 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 8, 2018	Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2018 · Amount on Record
Deed Sale	Jan 8, 2018 · Amount on Record
Prior Sale	Jul 7, 2004 · Amount on Record
Deed Document Number	2018785
Deed Book / Page	11866 / 318
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3423 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4261
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014273-820
Date	May 22, 2023
Book Page	14273/820
Instrument	2023014477

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3423 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4261
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013694-63
Date	Oct 25, 2021
Book Page	13694/63
Instrument	2021067860

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 8, 2018
Property Address	3423 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4261
Document Number	11866318
Book / Page	011866 / 000318
Instrument Date	Dec 15, 2017
Instrument	785
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 SEVEN OAKS RD MIDLOTHIAN VA 231124261, MIDLOTHIAN, VA 23112-4261

Mortgage

Document Number	11866322
Date	Jan 8, 2018
Book Page	011866/000322
Instrument	786

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,572.00 (+15.98%)	$510,900 (+4.71%) Land $80,000 Building $430,900	$510,900 (+4.71%) Land $80,000 Building $430,900
2025		$487,900 (+13.33%) Land $78,000 Building $409,900	$487,900 (+13.33%) Land $78,000 Building $409,900
2023	$3,942.00	$430,500 Land $72,000 Building $358,500	$430,500 Land $72,000 Building $358,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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