3423 Royal Lake Dr, Floyds Knobs, IN 47119 Property Records

Floyd County property record for 3423 Royal Lake Dr, Floyds Knobs, IN 47119 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2011
Square Footage1,755 sqft Living Area
Lot Size13,416 sqft (0.308 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2024)
Tax Bill$4,221.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-05-02-900-026.012-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,755 sqft Living Area
1st Floor1,755 sqft 1st Floor
Basement Area1,723 sqft Basement
Finished Basement835 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area13,416 sqft (0.308 acres)
Depth X Width110 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area554 sqft Garage
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number220502900026012007
Street Address3423 ROYAL LAKE DR
CityFLOYDS KNOBS
StateIN
Zip47119-9807
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP 1328 L 25 0.308AC
Legal SubdivisionLAKEESIDE FOREST SUB
JurisdictionFLOYD IN
Minor Civil DivisionNEW ALBANY
Census Blockgroup1
Census Block1012
Census Tract71103

Owner

Source: Floyd County records · APN 22-05-02-900-026.012-007

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE
Nov 01, 2012Deed of Trust, Mortgage · Conventional Mortgage
COLE TAYLOR BANK
Oct 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
STOCK YARDS BANK & TRUST CO
May 08, 2017Deed, Transfer
May 08, 2017Deed, Transfer · Conventional Mortgage
PLATINUM MORTGAGE
Oct 17, 2011Warranty Deed, Transfer
FIRST SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2024 · Amount on Record
Deed SaleDec 16, 2024 · Amount on Record
Prior SaleMay 08, 2017 · Amount on Record
Deed Doc Number202414878
Record RefreshedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IN
Property Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201901896
DateFeb 19, 2019
Instrument201901896
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2049
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IN
Property Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202108055
DateMay 19, 2021
Instrument202108055
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036
Interest
Rate TypeFixed Rate

November 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IN
Property Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201216797
DateNov 01, 2012
Instrument201216797
Lender
NameCOLE TAYLOR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2032
Interest
Rate TypeFixed Rate

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IN
Property Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202412754
DateOct 24, 2024
Instrument202412754
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateDec 01, 2020
Change Frequency6 Months
Min Rate At Change4%
Max Rate At Change8%
IndexOther
Margin3
Max Rate11%

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionFLOYD IN
Recording DateMay 08, 2017
Property Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
Document Number201706870
Map ReferenceIN 201216796
Instrument DateApr 26, 2017
Instrument201706870
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionFLOYD IN
Recording DateMay 08, 2017
Property Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
Document Number0201706870
Map ReferenceIN 201216796
Instrument DateApr 26, 2017
Instrument201706870
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807

Mortgage

Document Number0201706871
DateMay 08, 2017
Instrument201706871
Lender
NamePLATINUM MORTGAGE
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLOYD IN
Recording DateOct 17, 2011
Property Address3423 ROYAL LAKE DR, FLOYDS KNOBS, IN 47119-9807
Document Number0201113931
Map ReferenceMB1328
Instrument DateOct 13, 2011
Instrument201113931
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyWT AND S TITLE LLC, WT & S TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 ROLLING CREEK DR STE 106, 106, NEW ALBANY, IN 47150-7284
InvestorPossibly a Property Investor

Mortgage

Document Number0201113932
DateOct 17, 2011
Instrument201113932
Lender
NameFIRST SAVINGS BANK FSB
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueOct 13, 2012
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFloyd County
County SubdivisionNew Albany Township
Unified School DistrictNew Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,221.00 (+20.6%)$484,200 (+17.24%) Land $47,000 Building $437,200$484,200 (+17.24%) Land $47,000 Building $437,200
2024$3,500.00 (+13.31%)$413,000 (+7.05%) Land $47,000 Building $366,000$413,000 (+7.05%) Land $47,000 Building $366,000
2023$3,089.00 (-6.7%)$385,800 (-1.93%) Land $47,000 Building $338,800$385,800 (-1.93%) Land $47,000 Building $338,800
2022$3,311.00$393,400 Land $47,000 Building $346,400$393,400 Land $47,000 Building $346,400

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