Harris County property record for 3423 Prudence Dr, Houston, TX 77045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,481 sqft · built 1965 |
| Lot Size | 0.154 acres (6,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,400 (Feb 2005) |
| Tax Bill | $1,366 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-238-000-0002 |
| Primary APN | 097-238-000-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,481 sqft Living Area |
| 1st Floor Area | 1,481 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,710 sqft (0.154 acres) |
| View / Lot | Neighborhood |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0972380000002 |
|---|---|
| Street Address | 3423 PRUDENCE DR |
| City | HOUSTON |
| State | TX |
| Zip | 77045-5717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 7 TOWNWOOD SEC 1 |
| Legal Subdivision | TOWNWOOD SEC 1 |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 330500 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3423 PRUDENCE DR, HOUSTON, TX 77045-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 12, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2005 · Amount on Record |
| Deed Sale | Feb 28, 2005 · Amount on Record |
| Deed Document Number | 2005287055 |
| Deed Book / Page | 207 / 2096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3423 PRUDENCE DR, HOUSTON, TX 77045-5717 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3423 PRUDENCE DR, HOUSTON, TX 77045-5717 |
| Document Number | 0000466064 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-466064 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3423 PRUDENCE DR, HOUSTON, TX 77045-5717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3423 PRUDENCE DR, HOUSTON, TX 77045-5717 |
| Document Number | 0000052994 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-52994 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jul 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3423 PRUDENCE DR, HOUSTON, TX 77045-5717 |
| Document Number | 0000299090 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3423 PRUDENCE DR HOUSTON TX 770455717, HOUSTON, TX 77045-5717 |
| Document Number | 0000299090 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 299090 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2048 |
| Rate | 4.25% |
|---|
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,691 (+1.64%) Land $67,488 Building $114,203 | $181,691 (+1.64%) Land $67,488 Building $114,203 | |
| 2025 | $1,366.00 (+12.06%) Homeowner's exemption | $178,765 (+1.11%) Land $67,488 Building $111,277 | $178,765 (+1.11%) Land $67,488 Building $111,277 |
| 2024 | $1,219.00 (+17.44%) | ||
| 2023 | $176,804 Land $38,146 Building $138,658 | $176,804 Land $38,146 Building $138,658 | |
| 2022 | $1,038.00 (-23.05%) | ||
| 2020 | $1,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 76 (1979–2024) |
| Claims Outside the SFHA | 37 of 76 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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