3423 Phillips Ave, Steger, IL 60475 Property Records

Will County property record for 3423 Phillips Ave, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,420 sqft · built 2002
Lot Size	0.16 acres (7,149 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2002)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-04-102-063`

Property Details

APN / Parcel Number

Primary APN	`23-15-04-102-063`

Interior

Stories	1 Story
Building Area	1,420 sqft Living Area
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,149 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3423 PHILLIPS AVE
City	STEGER
State	IL
Zip	60475-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 LOTS 18 19 AND THE S 10 FT OF LOT 17 IN BLOCK 2, IN COLUMBIA HEIGHTS, A SUB OF PRT OF THE NW1/4 OF SEC 4 AND THE NE1
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	COLUMBIA HEIGHTS
Legal Tract	2
Legal Block	2
Legal Lot Number	17
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1007
Census Tract	883700

Owner

3423 Phillips Ave is owned and occupied by an individual who bought it in October 2002.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3423 PHILLIPS AVE, STEGER, IL 60475-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2002 · Amount on File
Deed Sale	Oct 8, 2002 · Amount on File
Deed Document Number	2002167127
Prior Transfer Date	Sep 25, 2002
Prior Transfer Doc	0000175094
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3423 PHILLIPS AVE, STEGER, IL 60475-1737
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003972
Date	Jan 21, 2026
Instrument	R2026003972

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	8.99%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3423 PHILLIPS AVE, STEGER, IL 60475-1737
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020987
Date	Feb 23, 2021
Instrument	R2021020987

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3423 PHILLIPS AVE, STEGER, IL 60475-1737
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028100
Date	Apr 5, 2022
Instrument	R2022028100

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3423 Phillips Ave was $5,387.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,387.00	$63,668 (+5.5%) Land $9,213 Building $54,455	$191,004 (+5.5%) Land $27,639 Building $163,365
2024		$60,349 Land $8,733 Building $51,616	$181,047 Land $26,199 Building $154,848
2022	$4,767.00 Homeowner's exemption	$47,892 Land $6,930 Building $40,962	$143,676 Land $20,790 Building $122,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3423 Phillips Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3423 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, Surf Internet, T-Mobile.

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