3423 Pacific Dr, Naples, FL 34119 Property Records

Collier County property record for 3423 Pacific Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,754 sqft · built 2013
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Aug 2018)
Tax Bill	$6,580 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`593610 2073B16`

Property Details

APN / Parcel Number

Primary APN	`593610 2073B16`
Alternative APN	`69770004429`

Interior

Stories	2 Stories
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	336 sqft
Deck Area	934 sqft

Location & Zoning

Street Address	3423 PACIFIC DR
City	NAPLES
State	FL
Zip	34119-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSTONE PLAT THREE LOT 207
Legal Range	26
Legal Township	48
Legal Section	16
Legal Subdivision	RIVERSTONE PLAT 3
Legal Tract	593610
Legal Block	1
Legal Lot Number	207
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1001
Census Tract	11209

Owner

3423 Pacific Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3423 PACIFIC DR, NAPLES, FL 34119-8664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 15, 2018	Warranty Deed, Transfer · ARM PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Jan 12, 2017 · Amount on File
Deed Document Number	20185599997
Deed Book / Page	5543 / 1279
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3423 PACIFIC DR, NAPLES, FL 34119-8664
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 PACIFIC DR, NAPLES, FL 34119-8664

Mortgage

Document Number	0061041591
Date	Mar 29, 2022
Book Page	6104/1591
Instrument	6227198

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 15, 2018
Property Address	3423 PACIFIC DR, NAPLES, FL 34119-8664
Document Number	0055431279
Book / Page	5543 / 1279
Map Reference	MB52 PG19
Instrument Date	Aug 14, 2018
Instrument	5599997
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3423 PACIFIC DR, NAPLES, FL 34119-8664

Mortgage

Document Number	0055431283
Date	Aug 15, 2018
Book Page	5543/1283
Instrument	5599999

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3423 Pacific Dr was $6,580 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,949 (+2.7%)	$1,026,003 (+14.54%) Land $270,724 Building $755,279
2025	$6,580.00 Homeowner's exemption	$703,943	$895,777 Land $317,976 Building $577,801
2023	$6,382.00 (-2.8%) Homeowner's exemption	$664,179 (+3%)	$1,005,433 (+8.51%) Land $287,204 Building $718,229
2022	$6,566.00 Homeowner's exemption	$644,834	$926,543 Land $162,942 Building $763,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3423 Pacific Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3423 Pacific Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pacific Dr

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