3423 Ebenezer Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3423 Ebenezer Rd, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1950
Lot Size	0.766 acres (33,367 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (May 2025)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-0242-0030-00`

Property Details

APN / Parcel Number

Primary APN	`550-0242-0030-00`
Alternative APN	`0011829`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	369 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	33,367 sqft (0.766 acres)
Lot Dimensions	538 ft deep x 61 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3423 EBENEZER RD
City	CINCINNATI
State	OH
Zip	45248-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	EBENEZER RD 61 X 538.17 IRR PT LOT 7 WM WINTER EST SUB
Legal Subdivision	WM WINTER EST SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	21102

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 13, 2024	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC
Oct 16, 2025	Intrafamily Transfer, Transfer
Nov 4, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CITIZENS BANK
Jan 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Jun 4, 2013 · Amount on Record
Deed Document Number	202536275
Deed Book / Page	15418 / 1062
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	0000103468
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044285
Date	Jun 28, 2023
Book Page	14946/10
Instrument	2023-0044285

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018

Mortgage

Document Number	0000031695
Date	May 13, 2024
Book Page	15165/1822
Instrument	2024-0031695

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 29, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 16, 2025
Property Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018
Document Number	0000080827
Book / Page	15523 / 2316
Instrument Date	Oct 16, 2025
Instrument	2025-0080827
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2022
Property Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018
Document Number	0000103468
Book / Page	14788 / 715
Instrument Date	Oct 11, 2022
Instrument	2022-0103468
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018

Mortgage

Document Number	0000103469
Date	Nov 4, 2022
Instrument	2022-0103469

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 17, 2017
Property Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018
Document Number	0000004954
Instrument Date	Nov 30, 2016
Instrument	17-0004954
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 EBENEZER RD, CINCINNATI, OH 45248-3018

Mortgage

Document Number	0000004955
Date	Jan 17, 2017
Instrument	17-0004955

Lender

Name	PACIFIC UNION FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,840.00 (+2.45%)	$54,356 (+%) Land $12,401 Building $41,955	$155,300 (-) Land $35,430 Building $119,870
2024	$2,772.00 (-0.04%)	$54,354 (-) Land $12,400 Building $41,954
2023	$2,773.00 (+20.04%)	$54,354 (+41.73%) Land $12,400 Building $41,954	$155,300 (+41.74%) Land $35,430 Building $119,870
2022	$2,310.00 Homeowner's exemption	$38,350 Land $11,550 Building $26,800
2020			$109,570 Land $33,000 Building $76,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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