3423 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 3423 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1983
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2020)
Tax Bill	$7,029 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-100-004`

Property Details

APN / Parcel Number

Primary APN	`18-14-100-004`
Alternative APN	`3309`

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	250 ft deep x 120 ft wide

Location & Zoning

Account Number	1814100004
Street Address	3423 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-MEADOWS UNIT L 9 (120 X 250) D 20-1457
Legal Range	11
Legal Township	16
Legal Section	14
Legal Subdivision	MEADOWS UNIT
Legal Lot Number	9
Legal Unit	L
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1023
Census Tract	965100

Owner

3423 E Cleveland St is owned and occupied by an individual who bought it in April 2020.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3423 E CLEVELAND ST, LADD, IL 61329-9700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage STREATOR ONIZED FEDERAL CREDIT UNION
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage PERU FSB
Jun 25, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Deed Document Number	20201457
Prior Transfer Date	Apr 8, 2020
Prior Transfer Doc	2020R01457
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Apr 22, 2026
Property Address	3423 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2026R01361
Instrument Date	Apr 17, 2026
Instrument	20261361
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 E CLEVELAND ST, LADD, IL 61329-9700
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001361,
Date	Apr 22, 2026
Instrument	20261361

Lender

Name	STREATOR ONIZED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 16, 2020
Property Address	3423 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2020R01457
Map Reference	MB 583 PG 393
Instrument Date	Apr 8, 2020
Instrument	2020R01457
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 E CLEVELAND ST, LADD, IL 61329-9700

Mortgage

Document Number	2020R01458
Date	Apr 16, 2020
Instrument	2020R01458

Lender

Name	PERU FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Jun 25, 2018
Property Address	3423 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2018R02387
Instrument Date	Jun 20, 2018
Instrument	2018R02387
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3423 E CLEVELAND ST, LADD, IL 61329-9700
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3423 E Cleveland St was $7,029 with a homeowner's exemption, up 5.4% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,029.00 (+5.35%) Homeowner's exemption	$74,415 (+8.56%) Land $11,164 Building $63,251	$223,245 (+8.56%) Land $33,492 Building $189,753
2024	$6,672.00	$68,548 (+6.64%) Land $10,284 Building $58,264	$205,644 (+6.64%) Land $30,852 Building $174,792
2023		$64,280 Land $9,644 Building $54,636	$192,840 Land $28,932 Building $163,908
2022	$6,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3423 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3423 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cleveland St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures