3423 E 31st Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3423 E 31st Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,842 sqft · built 1977
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,500 (Jun 2020)
Tax Bill	$3,406 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35342.0815`

Property Details

APN / Parcel Number

Primary APN	`35342.0815`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3423 E 31ST AVE
City	SPOKANE
State	WA
Zip	99223-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LINCOLN HTS L20 B53
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	LINCOLN HTS
Legal Block	53
Legal Lot Number	20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1014
Census Tract	4701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3423 E 31ST AVE, SPOKANE, WA 99223-3706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GESA CU
Apr 9, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	May 9, 2016 · Amount on Record
Deed Document Number	20206936960
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 30, 2020
Property Address	3423 E 31ST AVE, SPOKANE, WA 99223-3706
Document Number	0006936960
Map Reference	VOL L PG 36
Instrument Date	Jun 22, 2020
Instrument	6936960
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,061.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 E 31ST AVE, SPOKANE, WA 99223-3706

Mortgage

Document Number	0006936961
Date	Jun 30, 2020
Instrument	6936961

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2035
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	10-Year TN
Max Rate	9.12%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3423 E 31ST AVE, SPOKANE, WA 99223-3706
Document Number	0006799088
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3423 E 31ST AVE SPOKANE WA 992233706, SPOKANE, WA 99223-3706

Mortgage

Document Number	0006799088
Date	Apr 22, 2019
Instrument	6799088

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3423 E 31ST AVE, SPOKANE, WA 99223-3706
Document Number	0006700943
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3423 E 31ST AVE SPOKANE WA 992233706, SPOKANE, WA 99223-3706

Mortgage

Document Number	0006700943
Date	Apr 23, 2018
Instrument	6700943

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,406.00 (+7.61%)	$343,600 (+3.21%) Land $120,000 Building $223,600	$343,600 (+3.21%) Land $120,000 Building $223,600
2025	$3,165.00 (-4.32%)	$332,900 (-1.54%) Land $120,000 Building $212,900	$332,900 (-1.54%) Land $120,000 Building $212,900
2024		$338,100 (+35.84%) Land $75,000 Building $263,100	$338,100 (+35.84%) Land $75,000 Building $263,100
2023	$3,308.00 (+13.52%)	$248,900 Land $40,000 Building $208,900	$248,900 Land $40,000 Building $208,900
2022	$2,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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