34225 Aspen Loop, Union City, CA 94587 Property Records

Alameda County property record for 34225 Aspen Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,300 sqft · built 1999
Lot Size	0.131 acres (5,719 sqft)
Owner	2 Individual Names on File
Last Sale	$601,000 (Mar 2009)
Tax Bill	$11,161 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87-97-19`

Property Details

APN / Parcel Number

Primary APN	`87-97-19`
Alternative APN	`087-0097-019-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,719 sqft (0.131 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	34225 ASPEN LOOP
City	UNION CITY
State	CA
Zip	94587-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00019 BLK: TR: 6906
Legal Subdivision	TRACT 6906
Legal Tract	6906
Legal Lot Number	19
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1001
Census Tract	440337

Owner

34225 Aspen Loop is owned and occupied by two individuals who acquired it in July 2016.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34225 ASPEN LOOP, UNION CITY, CA 94587-8019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2009 · Amount on File
Deed Sale	Mar 3, 2009 · Amount on File
Prior Sale	Nov 21, 2008 · Amount on File
Deed Document Number	200963234
Last Transfer Date	Jul 21, 2016
Transfer Doc	0000191117
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34225 ASPEN LOOP, UNION CITY, CA 94587-8019
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34225 ASPEN LOOP, UNION CITY, CA 94587-8019

Mortgage

Document Number	0000280498
Date	Aug 17, 2021
Instrument	2021280498

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34225 ASPEN LOOP, UNION CITY, CA 94587-8019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34225 ASPEN LOOP, UNION CITY, CA 94587-8019

Mortgage

Document Number	0000206949
Date	Aug 24, 2020
Instrument	2020206949

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34225 ASPEN LOOP, UNION CITY, CA 94587-8019
Document Number	0000151962
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34225 ASPEN LOOP UNION CITY CA 945878019, UNION CITY, CA 94587-8019

Mortgage

Document Number	0000151962
Date	Jun 30, 2020
Instrument	151962

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 34225 Aspen Loop was $11,161 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,364 (+1.1%) Land $236,809 Building $552,555
2025	$11,161.00 Homeowner's exemption	$773,888 Land $232,166 Building $541,722
2023	$11,093.00 Homeowner's exemption	$743,844 Land $223,153 Building $520,691	$1,299,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34225 Aspen Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34225 Aspen Loop is high, ranking above 71% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	800 / 800
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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