3422 Riverchase Pkwy, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3422 Riverchase Pkwy, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,200 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,584 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A886000036`

Property Details

APN / Parcel Number

Primary APN	`A886000036`
Alternative APN	`6-0015-6221-00-0037.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	4,124 sqft
1st Floor Area	1,331 sqft
Basement Area	1,217 sqft
Finished Basement	777 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A886000036
Street Address	3422 RIVERCHASE PKWY
City	SAINT CHARLES
State	MO
Zip	63301-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXBOROUGH EST #2 LOT 37
Legal Subdivision	FOXBOROUGH EST #2
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1005
Census Tract	310801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3422 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 7, 2018	Warranty Deed, Transfer · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020
Deed Sale	Apr 23, 2020
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	2020254450
Deed Book / Page	7277 / 374
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	0000254450
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3422 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4112
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4112

Mortgage

Document Number	0000025051
Date	Mar 22, 2021
Instrument	2021R-025051

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 7, 2018
Property Address	3422 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4112
Document Number	0069740925
Book / Page	6974 / 0925
Map Reference	MB 26 PG 185&186
Instrument Date	Sep 4, 2018
Instrument	20180907000516040
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2041 ALANA LN, 2041, O FALLON, MO 63366-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 PINE ST, SAINT CHARLES, MO 63301-9011

Mortgage

Document Number	20180907000516060
Date	Sep 7, 2018
Instrument	20180907000516060

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0069740927
Date	Sep 7, 2018
Book Page	6974/0927
Instrument	20180907000516050

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,568 (-)	$402,989 (-) Land $70,000 Building $332,989
2025		$76,568 (+6.81%)	$402,989 (+6.81%) Land $70,000 Building $332,989
2024	$4,584.00 (+17.93%)
2023		$71,683 (+26.44%)
2022	$3,887.00	$56,694	$377,281 (+26.44%) Land $55,000 Building $322,281
2021			$298,390 Land $55,000 Building $243,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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