3422 Pryor Rd, Coldwater, MS 38618 Property Records

Tate County property record for 3422 Pryor Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,118 sqft · built 1998
Lot Size	21.8 acres (949,608 sqft)
Owner	2 Individual Names on File
Last Sale	$436,400 (Dec 2020)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026 24 0000101`

Property Details

APN / Parcel Number

Primary APN	`026 24 0000101`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	3,118 sqft Finished Area
1st Floor Area	1,988 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	949,608 sqft (21.8 acres)

Location & Zoning

Street Address	3422 PRYOR RD
City	COLDWATER
State	MS
Zip	38618-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 NE 1/4
Legal Range	06
Legal Township	04
Legal Section	24
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	950100

Owner

3422 Pryor Rd is owned and occupied by two individuals who acquired it in December 2022.

Source: Tate County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3422 PRYOR RD, COLDWATER, MS 38618-7742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage PATRIOT BANK
Dec 2, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SYCAMORE BANK
Dec 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Deed Book / Page	2020 / 4022
Last Transfer Date	Dec 2, 2022
Transfer Doc	02022/4771
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	3422 PRYOR RD, COLDWATER, MS 38618-7742
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/18232
Date	Dec 2, 2020
Book Page	2020/18232

Lender

Name	PATRIOT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TATE MS
Recording Date	Dec 2, 2022
Property Address	3422 PRYOR RD, COLDWATER, MS 38618-7742
Document Number	02022/4771
Book / Page	2022 / 4771
Instrument Date	Dec 2, 2022
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	3422 PRYOR RD, COLDWATER, MS 38618-7742
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/16753
Date	Dec 20, 2019
Book Page	2019/16753

Lender

Name	SYCAMORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Dec 2, 2020
Property Address	3422 PRYOR RD, COLDWATER, MS 38618-7742
Document Number	2020/4022
Book / Page	2020 / 4022
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 PRYOR RD, COLDWATER, MS 38618-7742

Tax Assessment & Valuation

The 2025 property tax bill for 3422 Pryor Rd was $2,685.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00	$24,387 Land $2,504 Building $21,883	$241,692 Land $22,862 Building $218,830
2023	$2,165.00	$18,580 Land $2,510 Building $16,070	$183,595 Land $22,900 Building $160,695

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3422 Pryor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3422 Pryor Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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