3422 Monte Carlo Dr, Oxnard, CA 93035 Property Records

Ventura County property record for 3422 Monte Carlo Dr, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1999
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on File
Last Sale	$255,500 (Oct 1999)
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`185-0-180-235`

Property Details

APN / Parcel Number

Primary APN	`185-0-180-235`
Alternative APN	`1830150190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	6,160 sqft (0.141 acres)
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Location & Zoning

Street Address	3422 MONTE CARLO DR
City	OXNARD
State	CA
Zip	93035-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 464800 LOT: 23 REF: 133MR 35
Legal Subdivision	TRACT NO 4648
Legal Tract	464800
Legal Block	180
Legal Lot Number	23
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1001
Census Tract	3613

Owner

Source: Ventura County records · APN 185-0-180-235

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3422 MONTE CARLO DR, OXNARD, CA 93035-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 1999 · Amount on Record
Deed Sale	Oct 26, 1999 · Amount on Record
Deed Document Number	1999196240
Last Transfer Date	Sep 15, 2016
Transfer Doc	0000138224
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3422 MONTE CARLO DR, OXNARD, CA 93035-1335
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 MONTE CARLO DR, OXNARD, CA 93035-1335

Mortgage

Document Number	0000177971
Date	Oct 26, 2020
Instrument	20201026-00177971

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$400,200 (+2%) Land $160,075 Building $240,125
2025	$4,797.00 (+2.24%) Homeowner's exemption	$392,353 (+4.04%) Land $156,936 Building $235,417
2024	$4,692.00 (+3.81%)
2023	$4,520.00 (+3.15%) Homeowner's exemption	$377,118 Land $150,842 Building $226,276
2022	$4,382.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force 2 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.