3422 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 3422 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,372 sqft · built 1978
Lot Size	0.173 acres (7,564 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Apr 2017)
Tax Bill	$4,636 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-126-042`

Property Details

APN / Parcel Number

Primary APN	`7923-28-126-042`
Alternative APN	`060/00868-080-000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	2,044 sqft
1st Floor Area	700 sqft
Upper Floors Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1978
Architectural Style	Colonial
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,564 sqft (0.173 acres)
Lot Dimensions	122 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3422 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 CHRISTY LEA MANOR PLAT 2
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	CHRISTY LEA MANOR PLAT 2
Legal Lot Number	30
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3422 E 40TH ST, DES MOINES, IA 50317-5508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit AFFINITY CU
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Apr 13, 2016 · Amount on Record
Deed Document Number	2016-00084196
Deed Book / Page	16437 / 0268
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3422 E 40TH ST, DES MOINES, IA 50317-5508
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037589
Date	Jul 18, 2023
Book Page	19541/798
Instrument	2023-00037589

Lender

Name	AFFINITY CU
Type	Credit Union
Address	DES MOINES, IA 50313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 11, 2017
Property Address	3422 E 40TH ST, DES MOINES, IA 50317-5508
Document Number	201600084196
Book / Page	16437 / 0268
Instrument Date	Mar 31, 2017
Instrument	2016-00084196
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 E 40TH ST, DES MOINES, IA 50317-5508

Mortgage

Document Number	201600084198
Date	Apr 11, 2017
Book Page	16437/0272
Instrument	2016-00084198

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,900 (+13.14%) Land $40,800 Building $232,100	$272,900 (+13.14%) Land $40,800 Building $232,100
2024	$4,636.00 (+5.36%)
2023		$241,200 Land $35,600 Building $205,600	$241,200 Land $35,600 Building $205,600
2020	$4,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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