3422 Circle Dr, Saginaw, MI 48601 Property Records

Saginaw County property record for 3422 Circle Dr, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,630 sqft · built 1973
Lot Size	0.804 acres (35,022 sqft)
Owner	Individual Name on File
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-08-3446-001`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-08-3446-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,022 sqft (0.804 acres)
Lot Dimensions	142 ft deep x 246 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3422 CIRCLE DR
City	SAGINAW
State	MI
Zip	48601-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E /12 OF LOT 243 & ENTIRE LOTS 244 & 245 SOUTHFIELD VILLAGE SUB DIV ADDN 3 SEC 8 T11N R5E ***NEW # SPLIT FROM PARENTS 3445
Legal Range	05E
Legal Township	11N
Legal Section	08
Legal Subdivision	DIV ADDN
Legal Lot Number	243
Legal Unit	243
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2008
Census Tract	11600

Owner

3422 Circle Dr is owned and occupied by an individual who acquired it in January 2015.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3422 CIRCLE DR, SAGINAW, MI 48601-5802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 7, 2015
Transfer Doc	0000001566
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3422 CIRCLE DR, SAGINAW, MI 48601-5802
Document Number	0000011737
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 CIRCLE DR SAGINAW MI 486015802, SAGINAW, MI 48601-5802

Mortgage

Document Number	0000011737
Date	Apr 22, 2019
Instrument	11737

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3422 Circle Dr was $2,547 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,800	$155,600
2025	$2,547.00 Homeowner's exemption
2023		$55,100	$110,200
2022	$2,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3422 Circle Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2004–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3422 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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