3422 Cedar Bluff Rd, Centre, AL 35960 Property Records

Cherokee County property record for 3422 Cedar Bluff Rd, Centre, AL 35960 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2004
Square Footage1,602 sqft Living Area
Lot Size111,078 sqft (2.55 acres)
Tax Bill$3,031.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-14-01-12-0-000-001.019
Alternative APNs
  • ALT APN:1401120000001019
  • 205560

Interior

Building Area1,602 sqft Living Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area111,078 sqft (2.55 acres)
Deck Area300 sqft Deck
PorchOpen Porch
Porch Area42 sqft Porch

Location & Zoning

Account Number205560
Street Address3422 CEDAR BLUFF RD
CityCENTRE
StateAL
Zip35960-2529
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR TR 20 BMC CHEROKEE-SMITH PROP, PB 9/109-110;NE335.06'TO POB;NE 200';SE 479.11';W 120';NW 417.64'TO POB
Legal Tract20
JurisdictionCHEROKEE AL
Minor Civil DivisionCENTRE
Census Blockgroup5
Census Block5021
Census Tract956000

Owner

Source: Cherokee County records · APN 13-14-01-12-0-000-001.019

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address140 COUNTY ROAD 933, CENTRE, AL 35960-6361
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Mar 29, 2019Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2019
Deed SaleMar 29, 2019
Deed Doc Number0000206797
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address3422 CEDAR BLUFF RD, CENTRE, AL 35960-2529
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000216152
DateJan 15, 2021
Instrument216152
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 04, 2022
Interest
Rate TypeFixed Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address3422 CEDAR BLUFF RD, CENTRE, AL 35960-2529
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000223845
DateApr 20, 2022
Instrument223845
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCHEROKEE AL
Recording DateMar 29, 2019
Property Address3422 CEDAR BLUFF RD, CENTRE, AL 35960-2529
Document Number0000206797
Instrument DateMar 29, 2019
Instrument206797
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 283, CEDAR BLUFF, AL 35959-0283

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 AL HIGHWAY 21 N, PIEDMONT, AL 36272-8601

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,031.00$47,460 (-) Land $2,280 Building $45,180$360,900 (-) Land $11,400 Building $349,500
2024$3,031.00 (-0.49%)$47,460 (-34.57%) Land $2,280 Building $45,180$360,900 (-0.5%) Land $11,400 Building $349,500
2023$3,046.00$72,540 (+52.52%)$362,700 (-) Land $11,400 Building $351,300
2022$3,046.00$47,560 Land $2,280 Building $45,280$362,700 Land $11,400 Building $351,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 787 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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