3422 Acton Rd, Moody, AL 35004 Property Records

St. Clair County property record for 3422 Acton Rd, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,151 sqft · built 2017
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (May 2015)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Nov 2020 Sale & Construction Loan Dec 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07-25-0-001-005.011`

Property Details

APN / Parcel Number

Primary APN	`25-07-25-0-001-005.011`
Alternative APNs	`527861` `55586`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,151 sqft Heated Area
1st Floor Area	2,649 sqft
Upper Floors Area	1,502 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3422 ACTON RD
City	MOODY
State	AL
Zip	35004-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 TAYLORS COVE 2005-18 & 19 25-16-1
Legal Range	01E
Legal Township	16S
Legal Section	25
Legal Subdivision	TAYLORS COVE
Legal Lot Number	9
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1001
Census Tract	40107

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3422 ACTON RD, MOODY, AL 35004-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Grant Deed, Construction Loan · Construction Mortgage REGIONS MTG
Dec 21, 2016	Deed of Trust, Mortgage SOUTHFIRST BK
Dec 21, 2016	Deed of Trust, Mortgage SOUTHFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Deed Book / Page	2015 / 5984
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 16, 2020
Property Address	3422 ACTON RD, MOODY, AL 35004-2732
Document Number	0000013423
Instrument Date	Oct 20, 2020
Instrument	13423
Transaction Type	Construction Loan
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	195 TAYLORS WAY MOODY AL 350042689, MOODY, AL 35004-2689

Mortgage

Document Number	60558
Date	Nov 16, 2020
Instrument	60558

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	3422 ACTON RD, MOODY, AL 35004-2732
Document Number	0000000005
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3422 ACTON RD MOODY AL 350042732, MOODY, AL 35004-2732

Mortgage

Document Number	0000000005
Date	Jan 3, 2017
Instrument	5

Lender

Name	SOUTHFIRST BK
Type	Bank
Address	SYLACAUGA, AL 35150

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	3422 ACTON RD, MOODY, AL 35004-2732
Document Number	0020170005
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3422 ACTON RD MOODY AL 350042732, MOODY, AL 35004-2732

Mortgage

Document Number	0020170005
Date	Jan 3, 2017
Book Page	002017/000005

Lender

Name	SOUTHFIRST BK
Type	Bank
Address	SYLACAUGA, AL 35150

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (+26.37%)	$57,140 (-47.83%)	$571,420 (+4.33%)
2023		$109,536 Land $8,000 Building $101,536	$547,680 Land $40,000 Building $507,680
2022	$2,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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