3422 230th St, Cresco, IA 52136 Property Records

Winneshiek County property record for 3422 230th St, Cresco, IA 52136

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,792 sqft · built 1979
Lot Size	9.32 acres (405,979 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,470 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093030000400`

Property Details

APN / Parcel Number

Primary APN	`093030000400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Basement Area	1,792 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	405,979 sqft (9.32 acres)
Garage Type	Attached
Garage Area	1,094 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	591 sqft
Silo	Silo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3422 230TH ST
City	CRESCO
State	IA
Zip	52136-9386
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E898.15'OF S 485'OF W 1764.15' OF S 1/2 OF SW 1/4
Legal Range	10W
Legal Township	98N
Legal Section	30
Jurisdiction	WINNESHIEK IA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4058
Census Tract	950100

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3422 230TH ST, CRESCO, IA 52136-9386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3422 230TH ST, CRESCO, IA 52136-9386
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2853
Date	Jul 29, 2020
Book Page	2020/2853
Instrument	2020 2853

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2025

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 4, 2021
Property Address	3422 230TH ST, CRESCO, IA 52136-9386
Document Number	02021/3901
Book / Page	2021 / 3901
Instrument Date	Sep 30, 2021
Instrument	2021 3901
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3422 230TH ST, CRESCO, IA 52136-9386

Mortgage

Document Number	0020213902
Date	Oct 4, 2021
Instrument	2021 3902

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,470.00	$363,740 (+15.87%) Land $50,980 Building $312,760	$363,740 (+15.87%) Land $50,980 Building $312,760
2025	$3,470.00 (+24.11%) Homeowner's exemption	$313,930 (+34.36%) Land $18,000 Building $295,930	$313,930 (+34.36%) Land $18,000 Building $295,930
2024	$2,796.00 (+1.9%)
2023		$233,640 (+14.45%) Land $13,290 Building $220,350	$233,640 (+14.45%) Land $13,290 Building $220,350
2022	$2,744.00 Homeowner's exemption	$204,140 Land $10,650 Building $193,490
2021			$204,140 Land $10,650 Building $193,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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