342121 E 820 Rd, Tryon, OK 74875 Property Records

Lincoln County property record for 342121 E 820 Rd, Tryon, OK 74875

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,368 sqft · built 1983
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Sep 2025)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit May 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10395`

Property Details

APN / Parcel Number

Primary APN	`10395`
Alternative APN	`0000-32-16N-04E-2-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	48 sqft
Unfinished Basement	48 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,976 sqft
Stable	1,200 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	10395
Street Address	342121 E 820 RD
City	TRYON
State	OK
Zip	74875-6841
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	40 AC 32-16-4 NW/4 NW/4 16-4-32-200-001
Legal Range	04E
Legal Township	16N
Legal Section	32
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHWEST LINCOLN
Census Block Group	2
Census Block	2084
Census Tract	961200

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	342121 E 820 RD, TRYON, OK 74875-6841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage · Line of Credit BANCFIRST
May 1, 2019	Deed of Trust, Mortgage · Line of Credit PAYNE COUNTY BANK
Sep 9, 2025	Warranty Deed, Transfer AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC
May 1, 2019	Deed of Trust, Mortgage · Line of Credit PAYNE COUNTY BANK
Dec 12, 2019	Warranty Deed, Transfer · Commercial Mortgage OKLAHOMA AGCREDIT ACA
Jul 24, 2012	Warranty Deed, Transfer · FHA Mortgage EXCHANGE BANK & TRUST CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	20256295
Deed Book / Page	2624 / 215
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	342121 E 820 RD, TRYON, OK 74875-6841
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342121 E 820 RD, TRYON, OK 74875-6841

Mortgage

Document Number	002578/614
Date	Nov 7, 2024
Book Page	2578/614
Instrument	I-2024-007220

Lender

Name	BANCFIRST
Type	Bank
Address	CHANDLER, OK 74834

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	342121 E 820 RD, TRYON, OK 74875-6841
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002333/024
Date	May 1, 2019
Book Page	2333/024
Instrument	02936

Lender

Name	PAYNE COUNTY BANK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 1, 2020

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 9, 2025
Property Address	342121 E 820 RD, TRYON, OK 74875-6841
Document Number	002624/215
Book / Page	2624 / 215
Instrument Date	Sep 5, 2025
Instrument	I-2025-006295
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$772.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34212 E 820 RD, TRYON, OK 74875

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	342121 E 820 RD, TRYON, OK 74875-6841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2333/024
Date	May 1, 2019
Book Page	2333/024
Instrument	02936

Lender

Name	PAYNE COUNTY BANK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 1, 2020

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Dec 12, 2019
Property Address	342121 E 820 RD, TRYON, OK 74875-6841
Document Number	002358/032
Book / Page	2358 / 032
Instrument Date	Dec 9, 2019
Instrument	08261
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	39820 ROAD J, MANCOS, CO 81328-8972

Mortgage

Document Number	0000008263
Date	Dec 12, 2019
Instrument	08263

Lender

Name	OKLAHOMA AGCREDIT ACA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2044

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jul 24, 2012
Property Address	342121 E 820 RD, TRYON, OK 74875-6841
Document Number	001989/283
Book / Page	1989 / 283
Instrument Date	Jul 3, 2012
Instrument	11642
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342121 E 820 RD, TRYON, OK 74875-6841

Mortgage

Document Number	001989/285
Date	Jul 24, 2012
Book Page	1989/285
Instrument	11643

Lender

Name	EXCHANGE BANK & TRUST CORP
Address	STILLWATER, OK 74074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Agra Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,206 (+18.49%) Land $550 Building $24,656	$229,145 (+11.42%) Land $5,000 Building $224,145
2025	$1,960.00 (-4.25%) Homeowner's exemption	$21,272 (+11.66%) Land $517 Building $20,755	$205,664 (-5.73%) Land $5,000 Building $200,664
2024	$2,047.00 (+17.44%)	$19,050 (-0.67%) Land $550 Building $18,500
2022	$1,743.00 Homeowner's exemption	$19,178 Land $550 Building $18,628	$218,174 Land $5,003 Building $213,171

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 75% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO RW & SEWER DIST 4 serves 2,525 people · EPA ID OK2004105
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Central Oklahoma Telephone Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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