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3421 W Lorient Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3421 W Lorient Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,918 sqft · built 1987
Lot Size0.234 acres (10,217 sqft)
OwnerIndividual Name on File
Last Sale$262,000 (Aug 2022)
Deeds & MortgagesMar 2024 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-35-480-007

Property Details

APN / Parcel Number

Primary APN09-35-480-007

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,918 sqft Living Area
Gross Area2,730 sqft
1st Floor Area1,106 sqft
Basement Area812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,217 sqft
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area116 sqft
Deck Area652 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3421 W LORIENT DR
CityMCHENRY
StateIL
Zip60050-6114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0028047 LT 92 UNIT 1 OF BRITTANY HEIGHTS
Legal Range08E
Legal Township45N
Legal Section35
Legal SubdivisionBRITTANY HEIGHTS 01
Legal Block480
Legal Lot Number92
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3023
Census Tract870606

Owner

3421 W Lorient Dr is owned and occupied by an individual who bought it in August 2022.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3421 W LORIENT DR, MCHENRY, IL 60050-6114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 9, 2022Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on File
Deed SaleAug 9, 2022 · Amount on File
Deed Document Number2022R0028047
Record UpdatedJun 7, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3421 W LORIENT DR, MCHENRY, IL 60050-6114
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 W LORIENT DR, MCHENRY, IL 60050-6114

Mortgage

Document Number0000006266
DateMar 18, 2024
Instrument2024R0006266
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23453
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueMar 1, 2064

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 9, 2022
Property Address3421 W LORIENT DR, MCHENRY, IL 60050-6114
Document Number0000028047
Map ReferenceDOC 985880
Instrument DateFeb 4, 2022
Instrument2022R0028047
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$262.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 E FRANKLIN AVE, 16, CRYSTAL LAKE, IL 60014-6115

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3421 W LORIENT DR, MCHENRY, IL 60050-6114

Mortgage

Document Number0000028048
DateAug 9, 2022
Instrument2022R0028048
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$78,637 Land $16,287 Building $62,350$235,911 Land $48,861 Building $187,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3421 W Lorient Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–1994)
Most Recent ClaimMar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3421 W Lorient Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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