3421 Tem Bel Ln, Temple, TX 76502 Property Records

Bell County property record for 3421 Tem Bel Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,926 sqft · built 1951
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,246 (Jan 2022)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0439320300`

Property Details

APN / Parcel Number

Primary APN	`0439320300`
Alternative APNs	`15022` `9945`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,926 sqft Living Area
1st Floor Area	1,858 sqft
2nd Floor Area	1,068 sqft
Utility Area	24 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	98 sqft
Patio Area	192 sqft
Canopy	128 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3421 TEM BEL LN
City	TEMPLE
State	TX
Zip	76502-5969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0005BC N CHANCE, 69-3, ACRES .347
Legal Subdivision	N CHANCE
Legal Block	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1034
Census Tract	21203

Owner

Source: Bell County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3421 TEM BEL LN, TEMPLE, TX 76502-5969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Vendor's Lien, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 25, 2018	Deed of Trust, Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	20222862
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 14, 2022
Property Address	3421 TEM BEL LN, TEMPLE, TX 76502-5969
Document Number	0000002862
Instrument Date	Jan 14, 2022
Instrument	2022002862
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6203 N 317, 6203, BELTON, TX 76513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 TEM BEL LN, TEMPLE, TX 76502-5969

Mortgage

Document Number	0000002863
Date	Jan 14, 2022
Instrument	2022002863

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3421 TEM BEL LN, TEMPLE, TX 76502-5969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046101
Date	Oct 7, 2019
Instrument	2019-00046101

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3421 TEM BEL LN, TEMPLE, TX 76502-5969
Document Number	0000027053
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3421 TEM BEL LN TEMPLE TX 765025969, TEMPLE, TX 76502-5969

Mortgage

Document Number	0000027053
Date	Jun 29, 2018
Book Page	010509/000862
Instrument	27053

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2033

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (-26.37%)	$291,711 (-1.3%) Land $16,748 Building $274,963	$291,711 (-1.3%) Land $16,748 Building $274,963
2023	$3,182.00 (+24.3%) Homeowner's exemption	$295,549 Land $15,013 Building $280,536	$295,549 Land $15,013 Building $280,536
2022	$2,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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