3421 SW 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3421 SW 23rd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1979
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2021)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-30-37-35-0010-00150-0190`

Property Details

APN / Parcel Number

Primary APN	`1-30-37-35-0010-00150-0190`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	1,627 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Porch	Open Porch
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3421 SW 23RD ST
City	OKEECHOBEE
State	FL
Zip	34974-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 19 BLOCK 15
Legal Range	35E
Legal Township	37S
Legal Section	30
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	15
Legal Lot Number	19
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2018
Census Tract	910601

Owner

3421 SW 23rd St is owned and occupied by an individual who bought it in July 2021.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3421 SW 23RD ST, OKEECHOBEE, FL 34974-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Nov 6, 2007 · Amount on File
Deed Document Number	2021009149
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 21, 2021
Property Address	3421 SW 23RD ST, OKEECHOBEE, FL 34974-5523
Document Number	2021009149
Map Reference	MB 3 PG 3
Instrument Date	Jul 16, 2021
Instrument	2021009149
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14192 SE 56TH CIR, 14192, OKEECHOBEE, FL 34974-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 SW 23RD ST, OKEECHOBEE, FL 34974-5523

Mortgage

Document Number	2021009150
Date	Jul 21, 2021
Instrument	2021009150

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3421 SW 23rd St was $1,611 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 Homeowner's exemption	$158,166	$174,354 Land $28,000 Building $146,354
2023	$2,158.00 (+8.01%) Homeowner's exemption	$149,231 (+3%)	$181,128 (+25.02%) Land $20,000 Building $161,128
2022	$1,998.00 Homeowner's exemption	$144,884 Land $13,000 Building $131,884	$144,884 Land $13,000 Building $131,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3421 SW 23rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3421 SW 23rd St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 23rd St

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