3421 Oak Tree Dr, Centerton, AR 72719 Property Records

Benton County property record for 3421 Oak Tree Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,911 sqft · built 2015
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Apr 2021)
Tax Bill	$12,014 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-04527-000`

Property Details

APN / Parcel Number

Primary APN	`06-04527-000`
Alternative APNs	`151237.0` `151237`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,911 sqft Living Area
Gross Area	6,866 sqft
1st Floor Area	3,413 sqft
Upper Floors Area	1,896 sqft
Basement Area	324 sqft
Flooring	Wood

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	81,893 sqft
Garage Type	Attached
Garage Area	955 sqft
Driveway	Concrete Driveway
Driveway Area	2,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	607 sqft
Patio Area	217 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3421 OAK TREE DR
City	CENTERTON
State	AR
Zip	72719-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	194
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3033
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3790 N BELLAFONT BLVD, 3, FAYETTEVILLE, AR 72703-5482
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BOKF NA
Oct 10, 2019	Deed of Trust, Mortgage ARVEST MTG
Feb 28, 2019	Deed of Trust, Mortgage ARVEST MTG
May 1, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2017	Warranty Deed, Transfer · Line of Credit ARVEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Document Number	202130652
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3421 OAK TREE DR, CENTERTON, AR 72719-5003
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202276987
Date	Dec 13, 2022
Instrument	L202276987

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 23, 2021
Property Address	3421 OAK TREE DR, CENTERTON, AR 72719-5003
Document Number	2021030652
Instrument Date	Apr 23, 2021
Instrument	2021030652
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 OAK TREE DR, CENTERTON, AR 72719-5003

Mortgage

Document Number	2021030653
Date	Apr 23, 2021
Instrument	2021030653

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 23, 2028

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3421 OAK TREE DR, CENTERTON, AR 72719-5003
Document Number	0000054485
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3421 OAK TREE DR CENTERTON AR 727195003, CENTERTON, AR 72719-5003

Mortgage

Document Number	0000054485
Date	Oct 11, 2019
Instrument	54485

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3421 OAK TREE DR, CENTERTON, AR 72719-5003
Document Number	0000009591
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3421 OAK TREE DR CENTERTON AR 727195003, CENTERTON, AR 72719-5003

Mortgage

Document Number	0000009591
Date	Mar 5, 2019
Instrument	9591

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2034

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	May 1, 2018
Property Address	3421 OAK TREE DR, CENTERTON, AR 72719-5003
Document Number	0000021810
Instrument Date	Apr 27, 2018
Instrument	21810
Transaction Type	Transfer
Record Updated	May 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3421 OAK TREE DR CENTERTON AR 727195003, CENTERTON, AR 72719-5003

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jan 25, 2017
Property Address	3421 OAK TREE DR, CENTERTON, AR 72719-5003
Document Number	00000D4392
Instrument Date	Aug 23, 2016
Instrument	D4392
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$2,648.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 OAK TREE DR CENTERTON AR 727195003, CENTERTON, AR 72719-5003

Mortgage

Document Number	M15165
Date	Jan 25, 2017
Instrument	M15165

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	BENTONVILLE, AR 72712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 24, 2020

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	M15929,
Date	Jan 25, 2017
Instrument	M15929

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	BENTONVILLE, AR 72712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 24, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,014.00 (+5.95%)	$254,128 (-) Land $28,000 Building $226,128	$1,270,640 (-) Land $140,000 Building $1,130,640
2025	$11,339.00 (+8.89%) Homeowner's exemption	$254,128 (+50.58%) Land $28,000 Building $226,128
2024			$1,270,640 (+50.58%) Land $140,000 Building $1,130,640
2023	$10,413.00 Homeowner's exemption	$168,770 Land $21,200 Building $147,570	$843,850 Land $106,000 Building $737,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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