3421 Lincoln Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3421 Lincoln Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,596 sqft · built 1959
Lot Size0.094 acres (4,080 sqft)
OwnerIndividual Name on File
Last Sale$97,500 (Sep 2016)
Tax Bill$1,122 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN056-31-11-013.00

Property Details

APN / Parcel Number

Primary APN056-31-11-013.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,596 sqft Finished Area
Gross Area2,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area4,080 sqft (0.094 acres)
Lot Dimensions60 ft deep x 68 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3421 LINCOLN AVE
CityCOVINGTON
StateKY
Zip41015-1269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAMSON PT LOTS 560-579 68'X 60' NWC 35TH & LINCOLN
Legal SubdivisionWILLIAMSON SUBD
Legal Lot Number560,57
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1012
Census Tract61400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3421 Lincoln Ave is owned and occupied by an individual who bought it in September 2016.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3421 LINCOLN AVE, COVINGTON, KY 41015-1269
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2016 · Amount on File
Deed SaleSep 29, 2016 · Amount on File
Deed Document Number201609 29 059 00222
Deed Book / Page5995 / 292
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3421 LINCOLN AVE, COVINGTON, KY 41015-1269
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyNETCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900285
DateJun 7, 2021
Book Page227/461
Instrument21060705900285
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3421 Lincoln Ave was $1,122 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,800 (-) Land $10,000 Building $123,800$133,800 (-) Land $10,000 Building $123,800
2025$1,122.00 Homeowner's exemption$133,800 Land $10,000 Building $123,800$133,800 Land $10,000 Building $123,800
2023$1,164.00 Homeowner's exemption$133,800 Land $10,000 Building $123,800$133,800 Land $10,000 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3421 Lincoln Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 3421 Lincoln Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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